1inch Card vs Bitsa Card: Full Comparison 2026

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Verdict

Winner: 1inch Card

1inch Card takes it 4–1. 1inch Card converts cheaper (0.0%); Bitsa Card pays more back (Up to 15%); 1inch Card needs less verification.

1inch Card vs Bitsa Card: the short version

1inch Card and Bitsa Card take noticeably different approaches to the same job: turning a crypto balance into a card payment. If you spend several thousand a month, 0.0% on 1inch Card against 1–2% on Bitsa Card is the single biggest number in this comparison. Bitsa Card leads on rewards with Up to 15%; read the tier conditions before treating that number as your real return. Onboarding is where they split hardest: 1inch Card gets you spending with a light check, while Bitsa Card runs full verification with the usual limits and reviews that come with it. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in EU; outside that, check the issuer's country list before applying.

Key differences

1inch Card converts at 0.0% against 1–2% on Bitsa Card — a gap of about 1.50 percentage points, or roughly $15.00 on every $1,000 you spend.
Bitsa Card pays Up to 15% back while 1inch Card runs no rewards programme at all.
1inch Card asks for partial verification only, while Bitsa Card runs full KYC before the card is issued.
1inch Card is available across EU, Global; Bitsa Card is limited to EU.
1inch Card issues instantly, so you can pay the same day. Bitsa Card requires approval or shipping first.
1inch Card is virtual, Bitsa Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.

Side-by-Side Comparison

Specification

1inch Card

Bitsa Card

Conversion Fee

0.0%

1–2%

Cashback

—

Up to 15%

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

BTC, ETH, USDT, LTC

Regions

EU, Global

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

Limits

Medium

Category Breakdown

Fees

0.0% vs 1–2%

1inch Card

Cashback

Up to 15% vs —

Bitsa Card

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

2 regions vs 1

1inch Card

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

1inch Card

Cashback hunters

Up to 15% against —.

Bitsa Card

Privacy

Partial KYC versus Full.

1inch Card

Card needed today

Instant issuance, no shipping wait.

1inch Card

Travel

Virtual/Physical card covering EU.

Bitsa Card

US residents

Only 1inch Card is available in US.

1inch Card

LATAM residents

Only 1inch Card is available in LATAM.

1inch Card

1inch Card vs Bitsa Card: FAQ

Which is better, 1inch Card or Bitsa Card?

1inch Card. 1inch Card takes it 4–1. 1inch Card converts cheaper (0.0%); Bitsa Card pays more back (Up to 15%); 1inch Card needs less verification.

Can US residents use 1inch Card or Bitsa Card?

1inch Card is available to US residents; Bitsa Card is not currently offered there (EU only).

Are 1inch Card and Bitsa Card available in the EU after MiCA?

Both serve EU residents, but since MiCA applied in full the issuer must hold an EEA authorisation, so the exact country list can change. Check the issuer's coverage page before applying.

How fast can I start spending with 1inch Card?

1inch Card issues a card instantly, so you can fund it and pay the same day. Bitsa Card requires approval or physical delivery first.

Can I use Bitsa Card where a physical card is required?

Yes — Bitsa Card is a virtual/physical card, so it works for hotel deposits, car hire and ATMs. 1inch Card is virtual only and works online or in a mobile wallet.