Wirex vs Bitsa Card: Full Comparison 2026

Updated25 minutes ago

Live pricesvia CoinGecko

BTC$77,971▲ 1.45%

ETH$2,501▲ 1.65%

USDT$0.9992▼ 0.01%

Verdict

Result: Tie

It's a tie 1–1 — each card wins something the other loses. Bitsa Card pays more back (Up to 15%); Wirex covers more regions. Pick the one whose strength matches how you actually spend.

Wirex vs Bitsa Card: the short version

Wirex and Bitsa Card take noticeably different approaches to the same job: turning a crypto balance into a card payment. Bitsa Card leads on rewards with Up to 15%; read the tier conditions before treating that number as your real return. Coverage overlaps in EU; outside that, check the issuer's country list before applying.

Key differences

Conversion pricing is effectively identical: 1–2% on Wirex and 1–2% on Bitsa Card, so fees will not decide this one.
Bitsa Card advertises Up to 15% versus Up to 8% on Wirex — 1.9× the headline rate, usually tied to a staking or volume tier.
Wirex is available across EU, UK, US, Global; Bitsa Card is limited to EU.
Spending headroom differs: Wirex is rated "High", Bitsa Card "Medium".

Side-by-Side Comparison

Specification

Wirex

Bitsa Card

Conversion Fee

1–2%

Cashback

Up to 8%

Up to 15%

KYC Required

Full

Supported Coins

BTC, ETH, LTC +150

BTC, ETH, USDT, LTC

Regions

EU, UK, US, Global

Card Type

Virtual/Physical

Instant Issue

Limits

High

Medium

Category Breakdown

Fees

Both charge 1–2%

Tie

Cashback

Up to 15% vs Up to 8%

Bitsa Card

KYC / Privacy

Both require Full KYC

Tie

Availability

4 regions vs 1

Wirex

Which one fits your situation

Everyday spending

Both convert at 1–2%.

Tie

Cashback hunters

Up to 15% against Up to 8%.

Bitsa Card

Travel

Virtual/Physical card covering EU, UK, US, Global.

Wirex

Stablecoin holders

Settles directly from BTC, ETH, USDT, LTC.

Bitsa Card

US residents

Only Wirex is available in US.

Wirex

LATAM residents

Only Wirex is available in LATAM.

Wirex

High spenders

High limits versus Medium.

Wirex

Wirex vs Bitsa Card: FAQ

Which is better, Wirex or Bitsa Card?

It's a tie 1–1 — each card wins something the other loses. Bitsa Card pays more back (Up to 15%); Wirex covers more regions. Pick the one whose strength matches how you actually spend.

Can US residents use Wirex or Bitsa Card?

Wirex is available to US residents; Bitsa Card is not currently offered there (EU only).

Are Wirex and Bitsa Card available in the EU after MiCA?

Both serve EU residents, but since MiCA applied in full the issuer must hold an EEA authorisation, so the exact country list can change. Check the issuer's coverage page before applying.