Bitsa Card Review

    KYC: FullVirtual/PhysicalEU
    3.6/ 5
    Get Card Bitsa Card
    Live pricesvia CoinGecko
    BTC$59,971▼ 0.36%
    ETH$1,574▼ 0.19%
    USDT$0.9986▼ 0.01%

    Quick verdict

    Bitsa Card is best for maximum cashback rewards. Choose it if eu-based users who want a simple prepaid card they can top up with crypto for everyday spending. Avoid it if us-based users (not available).

    Key Specifications

    Conversion Fee1–2%
    Monthly FeeFree (basic) / €2.50+ (Pro)
    CashbackUp to 15%
    KYC RequiredFull
    ATM Withdrawals€2 per withdrawal
    Supported CoinsBTC, ETH, USDT, LTC
    Available InEU
    Card NetworkVisa
    Virtual CardYes
    Apple/Google PayNo
    Spending LimitsMedium

    Score Breakdown

    Fees
    3.0
    Cashback
    5.0
    Privacy (KYC)
    2.0
    Coverage
    2.0
    Speed
    3.0
    Overall
    3.6

    Methodology: scoring weighs fees, rewards, KYC requirements, regional coverage, and issuance speed. Each subscore is on a 0–5 scale.

    Pros & Cons

    Pros

    • Simple prepaid model — easy to understand
    • Up to 15% cashback at partner stores
    • Supports BTC, ETH, LTC, USDT top-ups
    • Virtual and physical card options

    Cons

    • EU-only availability
    • Partner cashback is limited to select merchants
    • Pro tiers have monthly fees
    • Not a true self-custody solution

    Fee & Cashback Calculator

    $1,000/month
    Annual fees
    −$180
    Annual cashback
    +$1,800
    Net per year
    +$1,620

    You earn $1,293/year more than the average crypto card. Estimates assume top-cashback tier is achieved.

    Where You Can Use It

    Network
    Visa — Accepted at 100M+ Visa merchants worldwide
    ATM withdrawals
    €2 per withdrawal
    Apple Pay / Google Pay
    Not supported
    Online purchases
    Yes — works at any online store
    Recurring subscriptions
    Yes — virtual card friendly
    Available regions
    EU

    How Bitsa Card Compares

    CardFeeCashbackKYCScoreView
    Bitsa CardThis card1–2%Up to 15%Full3.6
    SpectroCoin Card0–3%Full3Compare
    Volet Card1–4%Full3Compare
    Wirex1–2%Up to 8%Full3.7Compare

    Bitsa Card Overview

    Bitsa is a crypto-friendly prepaid Visa card based in Spain. It allows you to top up with BTC, ETH, and other cryptos, then spend anywhere Visa is accepted across Europe.

    Who is it for?

    EU-based users who want a simple prepaid card they can top up with crypto for everyday spending.

    Key Features

    Visa prepaid, top up with crypto or fiat, available in EUR, cashback at partner stores, virtual and physical options.

    Limitations

    Only available in the EU. Partner cashback can be very selective. Higher tiers require monthly fees.

    How to Get Bitsa Card

    1. 1

      Download the Bitsa app from App Store or Google Play

      ~5 min· Email + phone
    2. 2

      Create an account and complete KYC

      ~10 min· ID + selfie
    3. 3

      Top up your card with crypto or bank transfer

      ~5 min· Account access
    4. 4

      Use your virtual card instantly or order a physical card

      Instant· Crypto deposit

    Who Should Skip This Card

    Consider an alternative if…
    • US-based users (not available)
    • Privacy-first users who want to skip KYC
    • Users who need a card today

    Frequently Asked Questions

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