MetaMask Card Review
Quick verdict
MetaMask Card is best for high cashback with zero fees. Choose it if defi-native users who want to spend crypto without giving up custody of their funds. Avoid it if privacy-first users who want to skip kyc.
Key Specifications
Score Breakdown
Methodology: scoring weighs fees, rewards, KYC requirements, regional coverage, and issuance speed. Each subscore is on a 0–5 scale.
Pros & Cons
Pros
- Self-custody — spend directly from your wallet
- 0% conversion and FX fees
- Up to 3% cashback (Metal tier)
- Apple Pay & Google Pay support
- Supports ERC-20 tokens and Linea network
Cons
- Limited to EEA currently
- Metal Card costs $199/year
- Cashback in mUSD, not fiat
Fee & Cashback Calculator
You earn $33/year more than the average crypto card. Estimates assume top-cashback tier is achieved.
Where You Can Use It
How MetaMask Card Compares
MetaMask Card Overview
MetaMask Card is a self-custody crypto debit card powered by Mastercard. It lets you spend crypto directly from your MetaMask wallet at any Mastercard merchant worldwide, with no conversion fees and up to 3% cashback.
Who is it for?
DeFi-native users who want to spend crypto without giving up custody of their funds.
Key Features
Self-custody via MetaMask wallet, 0% FX fees, Apple Pay & Google Pay support, instant virtual card, optional Metal Card with 3% cashback.
Limitations
Currently available mainly in the EEA. Metal Card has an annual fee of $199. Cashback is paid in mUSD (Linea stablecoin).
How to Get MetaMask Card
- 1
Download MetaMask or use MetaMask Portfolio
~5 min· Email + phone - 2
Navigate to the Card section
~10 min· ID + selfie - 3
Complete KYC verification
~5 min· Account access - 4
Get your virtual card instantly
~5 min· Account access - 5
Optionally order the Metal Card for higher cashback
Instant· Crypto deposit
Who Should Skip This Card
- • Privacy-first users who want to skip KYC
Frequently Asked Questions
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