Which crypto card has the highest cashback?

Bybit Card offers the highest cashback at up to 10%. Binance Card and Wirex follow with up to 8% each, while Crypto.com offers up to 5%.

Is crypto card cashback taxable?

Tax treatment of crypto cashback varies by jurisdiction. In many countries, cashback is treated as a rebate (not taxable), but consult a tax professional for your specific situation.

How does crypto cashback work?

Crypto card cashback is typically paid in the platform's native token (BNB, CRO, WXT) or stablecoins. It's calculated as a percentage of your spending and credited to your account.

Do I need to stake tokens for cashback?

Some cards like Crypto.com and Wirex require staking native tokens for higher cashback tiers. Others like Bybit and Coinbase offer cashback without mandatory staking.

Can I convert cashback to fiat?

Yes, most platforms allow you to convert cashback tokens to fiat or other cryptocurrencies through their built-in exchange.

Best Cashback Crypto Cards 2026

16 cards compared — updated April 2026

Quick Answer

The best cashback crypto card in 2026 is Bybit Card with up to 10% cashback — the highest in the market. For US users, Coinbase Card offers up to 4% cashback with 270+ supported coins. Crypto.com Visa is the best all-rounder with up to 5% cashback plus Netflix/Spotify rebates.

Comparison Table

Card	Fee	Cashback	Countries	KYC
Gate Card	0.0%	Up to 1%	EU, Global	Full	Get Card
Wirex	1–2%	Up to 8%	EU, UK, US, Global	Full	Get Card
Crypto.com Visa	0–2%	Up to 5%	EU, US, Asia, Global	Full	Get Card
Binance Card	0–1%	Up to 8%	EU, Global	Full	Get Card
Bybit Card	0–2%	Up to 10%	EU, Global	Full	Get Card
Coinbase Card	2.49%	Up to 4%	US, EU, UK	Full	Get Card
Nexo Card	0.0%	Up to 2%	EU, UK, Global	Full	Get Card
MetaMask Card	0.0%	Up to 3%	EU, Global	Full	Get Card
Bitsa Card	1–2%	Up to 15%	EU	Full	Get Card
WhiteBIT Nova Card	0.0%	Up to 10%	EU, Global	Full	Get Card
Bleap Mastercard	0.0%	Up to 20%	EU, Global	Full	Get Card
Lemon Card	0–2%	Up to 2%	LATAM	Full	Get Card
Belo Card	0–1%	Up to 6%	LATAM	Full	Get Card
Buenbit Card	0.0%	Up to 2%	LATAM	Full	Get Card
Ripio Card	0–1.5%	Up to 5%	LATAM	Full	Get Card
Mercado Pago Crypto	0.0%	Up to 4%	LATAM	Full	Get Card

Gate CardFull

Fee: 0.0%Cashback: Up to 1%

Get Card →

WirexFull

Fee: 1–2%Cashback: Up to 8%

Get Card →

Crypto.com VisaFull

Fee: 0–2%Cashback: Up to 5%

Get Card →

Binance CardFull

Fee: 0–1%Cashback: Up to 8%

Get Card →

Bybit CardFull

Fee: 0–2%Cashback: Up to 10%

Get Card →

Coinbase CardFull

Fee: 2.49%Cashback: Up to 4%

Get Card →

Nexo CardFull

Fee: 0.0%Cashback: Up to 2%

Get Card →

MetaMask CardFull

Fee: 0.0%Cashback: Up to 3%

Get Card →

Bitsa CardFull

Fee: 1–2%Cashback: Up to 15%

Get Card →

WhiteBIT Nova CardFull

Fee: 0.0%Cashback: Up to 10%

Get Card →

Bleap MastercardFull

Fee: 0.0%Cashback: Up to 20%

Get Card →

Lemon CardFull

Fee: 0–2%Cashback: Up to 2%

Get Card →

Belo CardFull

Fee: 0–1%Cashback: Up to 6%

Get Card →

Buenbit CardFull

Fee: 0.0%Cashback: Up to 2%

Get Card →

Ripio CardFull

Fee: 0–1.5%Cashback: Up to 5%

Get Card →

Mercado Pago CryptoFull

Fee: 0.0%Cashback: Up to 4%

Get Card →

Detailed Reviews

Gate Card

KYC: FullVirtual/Physical

0.0%

Gate Card offers up to 1% cashback with zero conversion fees. While the cashback rate is modest, the zero-fee structure means every purchase is genuinely cost-free with a small bonus on top.

Full review

Wirex

KYC: FullVirtual/Physical

1–2%

Wirex offers up to 8% cashback through its WXT token staking program. Supporting 150+ coins across EU, UK, and US, it provides the broadest geographic and coin coverage among high-cashback cards.

Full review

Crypto.com Visa

KYC: FullPhysical

0–2%

Crypto.com Visa offers up to 5% cashback with tiered CRO staking, plus Netflix, Spotify, and airport lounge perks. It's the most feature-rich cashback card, ideal for users who value lifestyle benefits alongside crypto rewards.

Full review

Binance Card

KYC: FullVirtual/Physical

0–1%

Binance Card delivers up to 8% cashback in BNB, directly integrated with the Binance ecosystem. Its low 0–1% fees and 15+ coin support make it the ideal cashback card for Binance power users.

Full review

Bybit Card

KYC: FullVirtual/Physical

0–2%

Bybit Card offers the highest cashback in the market at up to 10%, paid in USDT. Combined with 0–2% fees and support for 8+ coins, it's the top choice for reward-maximizers who trade on Bybit.

Full review

Coinbase Card

KYC: FullVirtual/Physical

2.49%

Coinbase Card provides up to 4% cashback with 270+ supported coins. While its 2.49% fee is higher, the cashback and massive coin selection make it the go-to for US-based crypto spenders.

Full review

Nexo Card

KYC: FullVirtual/Physical

0.0%

Nexo Card combines zero conversion fees with up to 2% cashback — the best fee-to-reward ratio available. Its credit-line model means you earn rewards without selling your holdings.

Full review