Ripio Card Review

    KYC: FullVirtual/PhysicalLATAM
    4/ 5
    Get Card Ripio Card
    Live pricesvia CoinGecko

    Quick verdict

    Ripio Card is best for crypto spending. Choose it if crypto holders in argentina and brazil who want a versatile visa card with strong cashback and broad asset support across two of latam's biggest markets. Avoid it if us-based users (not available).

    Key Specifications

    Conversion Fee0–1.5%
    Monthly FeeFree
    CashbackUp to 5%
    KYC RequiredFull
    ATM WithdrawalsYes (limits apply)
    Supported CoinsBTC, ETH, USDT, DAI +30
    Available InLATAM
    Card NetworkVisa
    Virtual CardYes
    Apple/Google PayYes
    Spending LimitsHigh

    Score Breakdown

    Fees
    4.0
    Cashback
    4.5
    Privacy (KYC)
    2.0
    Coverage
    2.0
    Speed
    3.0
    Overall
    4.0

    Methodology: scoring weighs fees, rewards, KYC requirements, regional coverage, and issuance speed. Each subscore is on a 0–5 scale.

    Pros & Cons

    Pros

    • Operates in Argentina + Brazil
    • Up to 5% cashback
    • 30+ supported coins
    • Virtual + physical options
    • Established LATAM brand since 2013

    Cons

    • Top cashback requires RPO staking
    • Country-specific feature differences
    • ATM withdrawal limits
    • Cashback paid in RPO token

    Fee & Cashback Calculator

    $1,000/month
    Annual fees
    −$90
    Annual cashback
    +$600
    Net per year
    +$510

    You earn $183/year more than the average crypto card. Estimates assume top-cashback tier is achieved.

    Where You Can Use It

    Network
    Visa — Accepted at 100M+ Visa merchants worldwide
    ATM withdrawals
    Yes (limits apply)
    Apple Pay / Google Pay
    Supported
    Online purchases
    Yes — works at any online store
    Recurring subscriptions
    Yes — virtual card friendly
    Available regions
    LATAM

    How Ripio Card Compares

    CardFeeCashbackKYCScoreView
    Ripio CardThis card0–1.5%Up to 5%Full4—
    Lemon Card0–2%Up to 2%Full3.9Compare
    Belo Card0–1%Up to 6%Full4.2Compare
    Foxbit Card0–2%—Full3.4Compare

    Ripio Card Overview

    Ripio Card is a Visa prepaid card from Ripio, one of the largest crypto platforms in Argentina and Brazil. It pairs solid cashback (up to 5%) with multi-country availability and 30+ supported assets.

    Who is it for?

    Crypto holders in Argentina and Brazil who want a versatile Visa card with strong cashback and broad asset support across two of LATAM's biggest markets.

    Key Features

    Up to 5% cashback, 30+ supported cryptocurrencies, multi-country (AR/BR), virtual + physical options, Apple Pay support, peso/real settlement.

    Limitations

    Cashback tiers depend on RPO token holdings. KYC requires local ID. Some features differ between Argentina and Brazil.

    How to Get Ripio Card

    1. 1

      Create a Ripio account and complete local KYC (DNI for AR, CPF for BR)

      ~5 min· Email + phone
    2. 2

      Hold RPO tokens to unlock higher cashback tiers

      ~10 min· ID + selfie
    3. 3

      Order your free Visa card via the Ripio app

      Instant· Crypto deposit

    Who Should Skip This Card

    Consider an alternative if…
    • • US-based users (not available)
    • • Privacy-first users who want to skip KYC
    • • Users who need a card today

    Frequently Asked Questions

    Read More on This Topic

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