Wirex Review

    KYC: FullVirtual/PhysicalEUUKUSGlobal
    3.7/ 5
    Get Card Wirex
    Live pricesvia CoinGecko
    BTC$59,971▼ 0.36%
    ETH$1,574▼ 0.19%

    Quick verdict

    Wirex is best for maximum cashback rewards. Choose it if crypto enthusiasts who want maximum cashback and wide coin support for everyday spending. Avoid it if privacy-first users who want to skip kyc.

    Key Specifications

    Conversion Fee1–2%
    Monthly FeeFree (Standard)
    CashbackUp to 8%
    KYC RequiredFull
    ATM WithdrawalsYes / 2x/mo free
    Supported CoinsBTC, ETH, LTC +150
    Available InEU, UK, US, Global
    Card NetworkVisa
    Virtual CardYes
    Apple/Google PayYes
    Spending LimitsHigh

    Score Breakdown

    Fees
    3.0
    Cashback
    5.0
    Privacy (KYC)
    2.0
    Coverage
    5.0
    Speed
    3.0
    Overall
    3.7

    Methodology: scoring weighs fees, rewards, KYC requirements, regional coverage, and issuance speed. Each subscore is on a 0–5 scale.

    Pros & Cons

    Pros

    • Up to 8% cashback
    • 150+ cryptocurrencies supported
    • Apple Pay & Google Pay
    • Physical card available
    • Available in EU, UK & globally

    Cons

    • 1–2% conversion fees
    • Best cashback requires WXT staking
    • Premium plans cost extra
    • Full KYC required

    Fee & Cashback Calculator

    $1,000/month
    Annual fees
    −$180
    Annual cashback
    +$960
    Net per year
    +$780

    You earn $453/year more than the average crypto card. Estimates assume top-cashback tier is achieved.

    Where You Can Use It

    Network
    Visa — Accepted at 100M+ Visa merchants worldwide
    ATM withdrawals
    Yes / 2x/mo free
    Apple Pay / Google Pay
    Supported
    Online purchases
    Yes — works at any online store
    Recurring subscriptions
    Yes — virtual card friendly
    Available regions
    EU, UK, US, Global

    How Wirex Compares

    CardFeeCashbackKYCScoreView
    WirexThis card1–2%Up to 8%Full3.7
    Crypto.com Visa0–2%Up to 5%Full4.1Compare
    Nexo Card0.0%Up to 2%Full4.2Compare
    Binance Card0–1%Up to 8%Full4Compare

    Wirex Overview

    Wirex is one of the most established crypto card providers, supporting 150+ cryptocurrencies with industry-leading cashback of up to 8%. Available in the EU, UK, and globally, it offers both virtual and physical Visa cards with Apple Pay support.

    Who is it for?

    Crypto enthusiasts who want maximum cashback and wide coin support for everyday spending.

    Key Features

    Up to 8% cashback via WXT staking, 150+ supported coins, Apple/Google Pay, in-app exchange, multi-currency accounts.

    Limitations

    Higher conversion fees (1–2%), cashback tiers require WXT token staking, premium features behind paid plans.

    How to Get Wirex

    1. 1

      Download the Wirex app and create an account

      ~5 min· Email + phone
    2. 2

      Complete KYC verification (ID + selfie)

      ~10 min· ID + selfie
    3. 3

      Order your virtual or physical card and fund it

      Instant· Crypto deposit

    Who Should Skip This Card

    Consider an alternative if…
    • Privacy-first users who want to skip KYC
    • Users who need a card today

    Frequently Asked Questions

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