Belo Card Review

    KYC: FullVirtual/PhysicalLATAM
    4.2/ 5
    Get Card Belo Card
    Live pricesvia CoinGecko
    BTC$59,971▼ 0.36%
    ETH$1,574▼ 0.19%
    USDT$0.9986▼ 0.01%
    USDC$0.9997▼ 0.01%

    Quick verdict

    Belo Card is best for instant virtual issuance. Choose it if latin american users who want a single card to spend ars, usd and crypto interchangeably, with high cashback on online subscriptions and food delivery. Avoid it if us-based users (not available).

    Key Specifications

    Conversion Fee0–1%
    Monthly FeeFree
    CashbackUp to 6%
    KYC RequiredFull
    ATM WithdrawalsYes (limited free, then fees)
    Supported CoinsBTC, ETH, USDT, USDC, DAI
    Available InLATAM
    Card NetworkVisa
    Virtual CardYes
    Apple/Google PayYes
    Spending LimitsMedium

    Score Breakdown

    Fees
    4.0
    Cashback
    4.5
    Privacy (KYC)
    2.0
    Coverage
    2.0
    Speed
    5.0
    Overall
    4.2

    Methodology: scoring weighs fees, rewards, KYC requirements, regional coverage, and issuance speed. Each subscore is on a 0–5 scale.

    Pros & Cons

    Pros

    • Up to 6% BTC cashback
    • Multi-currency: ARS, USD, crypto
    • Instant virtual + Apple Pay
    • Strong onboarding UX
    • USD savings account included

    Cons

    • Highest cashback requires BELO token
    • Argentina-centric availability
    • Caps on cashback per category
    • Smaller asset selection than Lemon

    Fee & Cashback Calculator

    $1,000/month
    Annual fees
    −$60
    Annual cashback
    +$720
    Net per year
    +$660

    You earn $333/year more than the average crypto card. Estimates assume top-cashback tier is achieved.

    Where You Can Use It

    Network
    Visa — Accepted at 100M+ Visa merchants worldwide
    ATM withdrawals
    Yes (limited free, then fees)
    Apple Pay / Google Pay
    Supported
    Online purchases
    Yes — works at any online store
    Recurring subscriptions
    Yes — virtual card friendly
    Available regions
    LATAM

    How Belo Card Compares

    CardFeeCashbackKYCScoreView
    Belo CardThis card0–1%Up to 6%Full4.2—
    Lemon Card0–2%Up to 2%Full3.9Compare
    Buenbit Card0.0%Up to 2%Full4.3Compare
    Ripio Card0–1.5%Up to 5%Full4Compare

    Belo Card Overview

    Belo Card is a multi-currency Visa prepaid card from Argentine fintech Belo. It supports spending in pesos, dollars, and crypto with one of the highest cashback rates in Latin America — up to 6% on selected merchant categories.

    Who is it for?

    Latin American users who want a single card to spend ARS, USD and crypto interchangeably, with high cashback on online subscriptions and food delivery.

    Key Features

    Up to 6% cashback in BTC, multi-currency wallet, USD savings, Apple Pay & Google Pay, peer-to-peer transfers, instant virtual card.

    Limitations

    Cashback caps and category restrictions apply. Best rates require holding belo's BELO token. Primarily Argentina, expanding regionally.

    How to Get Belo Card

    1. 1

      Install the belo app and complete identity verification

      ~5 min· Email + phone
    2. 2

      Fund the wallet via bank transfer or crypto deposit

      ~10 min· ID + selfie
    3. 3

      Activate the free virtual Visa or order a physical card

      Instant· Crypto deposit

    Who Should Skip This Card

    Consider an alternative if…
    • • US-based users (not available)
    • • Privacy-first users who want to skip KYC

    Frequently Asked Questions

    Read More on This Topic

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