1inch Card vs MetaMask Card: Full Comparison 2026

    Updated
    Live pricesvia CoinGecko
    ETH$2,501▲ 1.65%
    USDT$0.9992▼ 0.01%
    USDC$0.9995▼ 0.01%
    Verdict

    Result: Tie

    It's a tie 1–1 — each card wins something the other loses. MetaMask Card pays more back (Up to 3%); 1inch Card needs less verification. Pick the one whose strength matches how you actually spend.

    1inch Card vs MetaMask Card: the short version

    1inch Card and MetaMask Card take noticeably different approaches to the same job: turning a crypto balance into a card payment. MetaMask Card leads on rewards with Up to 3%; read the tier conditions before treating that number as your real return. Onboarding is where they split hardest: 1inch Card gets you spending with a light check, while MetaMask Card runs full verification with the usual limits and reviews that come with it. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in EU, Global; outside that, check the issuer's country list before applying.

    Key differences

    • Conversion pricing is effectively identical: 0.0% on 1inch Card and 0.0% on MetaMask Card, so fees will not decide this one.
    • MetaMask Card pays Up to 3% back while 1inch Card runs no rewards programme at all.
    • 1inch Card asks for partial verification only, while MetaMask Card runs full KYC before the card is issued.
    • 1inch Card is virtual, MetaMask Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
    • Spending headroom differs: 1inch Card is rated "Medium", MetaMask Card "High".

    Side-by-Side Comparison

    Specification
    1inch Card
    MetaMask Card
    Conversion Fee
    0.0%
    0.0%
    Cashback
    Up to 3%
    KYC Required
    Partial
    Full
    Supported Coins
    USDC, USDT, DAI
    ETH, USDC, USDT, DAI +ERC-20
    Regions
    EU, Global
    EU, Global
    Card Type
    Virtual
    Virtual/Physical
    Instant Issue
    Yes
    Yes
    Limits
    Medium
    High

    Category Breakdown

    Fees

    Both charge 0.0%

    Tie
    Cashback

    Up to 3% vs —

    MetaMask Card
    KYC / Privacy

    Partial KYC vs Full KYC

    1inch Card
    Availability

    Both available in 2 regions

    Tie

    Which one fits your situation

    Everyday spending

    Both convert at 0.0%.

    Tie
    Cashback hunters

    Up to 3% against —.

    MetaMask Card
    Privacy

    Partial KYC versus Full.

    1inch Card
    Travel

    Virtual/Physical card covering EU, Global.

    MetaMask Card
    High spenders

    High limits versus Medium.

    MetaMask Card

    1inch Card vs MetaMask Card: FAQ

    Which is better, 1inch Card or MetaMask Card?

    It's a tie 1–1 — each card wins something the other loses. MetaMask Card pays more back (Up to 3%); 1inch Card needs less verification. Pick the one whose strength matches how you actually spend.

    Can I hold both 1inch Card and MetaMask Card?

    Yes. Many users keep 1inch Card for everyday spending because of its lower conversion cost and MetaMask Card for categories where its rewards apply.

    Do 1inch Card and MetaMask Card charge the same fees?

    Broadly yes — both convert at 0.0%, so compare them on availability, verification and issuing speed instead.

    Which pays more cashback, 1inch Card or MetaMask Card?

    MetaMask Card, at Up to 3% versus —. Top rates normally require a staking or volume tier.

    Do 1inch Card and MetaMask Card require KYC?

    1inch Card: Partial KYC. MetaMask Card: Full KYC.

    When to Choose Each Card

    Choose 1inch Card if…

    • You want zero conversion fees
    • You need instant card issuance
    • You're based in Europe
    • You need USDC, USDT, DAI
    Full review

    Choose MetaMask Card if…

    • You want Up to 3% cashback
    • You want zero conversion fees
    • You need instant card issuance
    • You're based in Europe
    • You need ETH, USDC, USDT, DAI +ERC-20
    Full review

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