Result: Tie
It's a tie 2–2 — each card wins something the other loses. MetaMask Card converts cheaper (0.0%); Coinbase Card pays more back (Up to 4%); MetaMask Card issues instantly. Pick the one whose strength matches how you actually spend.
Coinbase Card and MetaMask Card both work at any Visa or Mastercard terminal, but what they charge and who they accept differ. On conversion cost MetaMask Card is clearly ahead at 0.0%; Coinbase Card takes 2.49%, which compounds fast if the card is your daily spender. Both are usable across EU, so availability will not be the deciding factor there.
0.0% vs 2.49%
Up to 4% vs Up to 3%
Both require Full KYC
3 regions vs 2
Lower conversion cost (0.0%) on every purchase.
Up to 4% against Up to 3%.
Instant issuance, no shipping wait.
Virtual/Physical card covering US, EU, UK.
Settles directly from ETH, USDC, USDT, DAI +ERC-20.
Only MetaMask Card is available in LATAM.
It's a tie 2–2 — each card wins something the other loses. MetaMask Card converts cheaper (0.0%); Coinbase Card pays more back (Up to 4%); MetaMask Card issues instantly. Pick the one whose strength matches how you actually spend.
Coinbase Card, at Up to 4% versus Up to 3%. Top rates normally require a staking or volume tier.
Coinbase Card: Full KYC. MetaMask Card: Full KYC.
Both serve EU residents, but since MiCA applied in full the issuer must hold an EEA authorisation, so the exact country list can change. Check the issuer's coverage page before applying.
MetaMask Card issues a card instantly, so you can fund it and pay the same day. Coinbase Card requires approval or physical delivery first.
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