Result: Tie
It's a tie 2–2 — each card wins something the other loses. MetaMask Card converts cheaper (0.0%); Wirex pays more back (Up to 8%); MetaMask Card issues instantly. Pick the one whose strength matches how you actually spend.
Wirex and MetaMask Card both work at any Visa or Mastercard terminal, but what they charge and who they accept differ. On conversion cost MetaMask Card is clearly ahead at 0.0%; Wirex takes 1–2%, which compounds fast if the card is your daily spender. Rewards favour Wirex at Up to 8%, which is worth taking at face value only if you can meet the tier it is attached to. Coverage overlaps in EU, Global; outside that, check the issuer's country list before applying.
0.0% vs 1–2%
Up to 8% vs Up to 3%
Both require Full KYC
4 regions vs 2
Lower conversion cost (0.0%) on every purchase.
Up to 8% against Up to 3%.
Instant issuance, no shipping wait.
Virtual/Physical card covering EU, UK, US, Global.
Settles directly from ETH, USDC, USDT, DAI +ERC-20.
It's a tie 2–2 — each card wins something the other loses. MetaMask Card converts cheaper (0.0%); Wirex pays more back (Up to 8%); MetaMask Card issues instantly. Pick the one whose strength matches how you actually spend.
Wirex, at Up to 8% versus Up to 3%. Top rates normally require a staking or volume tier.
Wirex: Full KYC. MetaMask Card: Full KYC.
Both serve EU residents, but since MiCA applied in full the issuer must hold an EEA authorisation, so the exact country list can change. Check the issuer's coverage page before applying.
MetaMask Card issues a card instantly, so you can fund it and pay the same day. Wirex requires approval or physical delivery first.
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