1inch Card vs Gnosis Pay: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

Verdict

Winner: 1inch Card

1inch Card takes it 2–0. 1inch Card needs less verification; 1inch Card issues instantly.

1inch Card vs Gnosis Pay: the short version

With matching fees and rewards, choosing between 1inch Card and Gnosis Pay comes down to onboarding rather than economics. 1inch Card keeps verification light, Gnosis Pay does not — that alone decides it for privacy-minded users and for anyone who needs a card today. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in EU; outside that, check the issuer's country list before applying.

Key differences

Conversion pricing is effectively identical: 0.0% on 1inch Card and 0.0% on Gnosis Pay, so fees will not decide this one.
Neither card pays cashback, so the comparison comes down to conversion cost, availability and how fast you can start spending.
1inch Card asks for partial verification only, while Gnosis Pay runs full KYC before the card is issued.
1inch Card issues instantly, so you can pay the same day. Gnosis Pay requires approval or shipping first.
1inch Card is virtual, Gnosis Pay is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
Funding assets do not overlap: 1inch Card takes USDC, USDT, DAI, Gnosis Pay takes EURe, GBPe.
Spending headroom differs: 1inch Card is rated "Medium", Gnosis Pay "High".

Side-by-Side Comparison

Specification

1inch Card

Gnosis Pay

Conversion Fee

0.0%

0.0%

Cashback

—

—

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

EURe, GBPe

Regions

EU, Global

EU, UK

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

No

Limits

Medium

High

Category Breakdown

Fees

Both charge 0.0%

Tie

Cashback

Both offer —

Tie

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

Both available in 2 regions

Tie

Which one fits your situation

Everyday spending

Both convert at 0.0%.

Tie

Privacy

Partial KYC versus Full.

1inch Card

Card needed today

Instant issuance, no shipping wait.

1inch Card

Travel

Virtual/Physical card covering EU, UK.

Gnosis Pay

US residents

Only 1inch Card is available in US.

1inch Card

LATAM residents

Only 1inch Card is available in LATAM.

1inch Card

High spenders

High limits versus Medium.

Gnosis Pay

1inch Card vs Gnosis Pay: FAQ

Which is better, 1inch Card or Gnosis Pay?

1inch Card. 1inch Card takes it 2–0. 1inch Card needs less verification; 1inch Card issues instantly.

Can I hold both 1inch Card and Gnosis Pay?

Yes. Many users keep 1inch Card for everyday spending because of its lower conversion cost and 1inch Card for categories where its rewards apply.

Do 1inch Card and Gnosis Pay charge the same fees?

Broadly yes — both convert at 0.0%, so compare them on availability, verification and issuing speed instead.

Do 1inch Card and Gnosis Pay require KYC?

1inch Card: Partial KYC. Gnosis Pay: Full KYC.

Can US residents use 1inch Card or Gnosis Pay?

1inch Card is available to US residents; Gnosis Pay is not currently offered there (EU, UK only).

When to Choose Each Card

Choose 1inch Card if…

You want zero conversion fees
You need instant card issuance
You're based in Europe
You need USDC, USDT, DAI

Choose Gnosis Pay if…

You want zero conversion fees
You're based in Europe
You need EURe, GBPe

Compare Other Cards

Gnosis Pay vs MetaMask Card

Bleap Mastercard vs Gnosis Pay

1inch Card vs MetaMask Card

RedotPay vs 1inch Card

Nexo Card vs Gnosis Pay

Capitalist Card vs 1inch Card

Gnosis Pay vs Crypto.com Visa

Gnosis Pay vs Wirex

Gnosis Pay vs Bybit Card

Compare All 30 Cards

See every card side by side with full specs and filters.

Compare All Cards

News & Articles

Latest Insights

Fresh guides and reviews from the CryptoCardIndex desk

KYC vs No-KYC Crypto Cards in 2026: Limits, Risks and Realistic Options

What no-KYC crypto cards can and cannot do in 2026, the spending limits you should expect, the risks involved, and when full verification is simply the better choice.

Aug 25, 2026 6 min

apple-payhow-to

How to Add a Crypto Card to Apple Pay in 2026 (and Why It Sometimes Fails)

Step-by-step setup for adding a crypto card to Apple Pay, the most common reasons cards get rejected, and which issuers reliably support tap-to-pay.

Aug 24, 2026 5 min

Best Crypto Debit Cards in the UK 2026: Fees, FCA Rules and What Actually Works

Which crypto debit cards genuinely issue to UK residents in 2026, what they cost in GBP, and how FCA registration and financial promotion rules affect your options.

Aug 23, 2026 6 min

CryptoCardIndex — Compare 30 Crypto Prepaid & Debit Cards

Independent comparison of crypto-native prepaid and debit cards. Filter by fees, KYC, cashback, region and supported coins. Updated April 2026.

Top crypto cards in 2026 (TLDR)

Best overall (Europe): Binance Card — up to 8% BNB cashback, 0–1% fee, 15+ coins.
Best for USA: Coinbase Card — 270+ coins, up to 4% cashback, US-regulated (NASDAQ: COIN).
Highest cashback: Bybit Card up to 10%; Bleap advertises up to 20%.
Best zero-fee: Nexo Card (credit-line, 0% conversion, up to 2% cashback).
Best no-KYC: RedotPay — instant USDT/USDC virtual card, no ID required.
Best for DeFi: MetaMask Card or Gnosis Pay — on-chain settlement.
Most coins: Wirex 150+ coins, available EU/UK/US/Global.
Premium all-rounder: Crypto.com Visa — up to 5% cashback, Netflix/Spotify rebates, lounge access.
Best stablecoin card: WhiteBIT Nova — 0% fee, up to 10% cashback, 100+ coins.
Privacy + multi-coin: Paycek — no KYC, 20+ coins, 1.5% fee.

Browse by category

About

CryptoCardIndex is an editorial product, not an issuer. We track 30 crypto-native cards across fees, KYC, cashback, supported coins, regions and limits. Data is re-verified monthly against issuer terms. See About & Methodology. For LLM ingestion: /llms.txt and /llms-full.txt.