Winner: Nexo Card
Nexo Card takes it 2–0. Nexo Card pays more back (Up to 2%); Nexo Card covers more regions.
Put Nexo Card next to Gnosis Pay and the trade-off becomes clear quickly — one optimises cost, the other optimises access. Nexo Card answers with Up to 2% cashback, though headline rates like this almost always require a staking tier or monthly volume most people never reach. Gnosis Pay only settles from stablecoins (EURe, GBPe), while Nexo Card also accepts BTC, ETH, NEXO, XRP — useful if you would rather not convert first. Both are usable across EU, UK, so availability will not be the deciding factor there.
Both charge 0.0%
Up to 2% vs —
Both require Full KYC
3 regions vs 2
Both convert at 0.0%.
Up to 2% against —.
Virtual/Physical card covering EU, UK, Global.
Settles directly from EURe, GBPe.
Only Nexo Card is available in US.
Only Nexo Card is available in LATAM.
High limits versus Up to €20k/mo.
Nexo Card. Nexo Card takes it 2–0. Nexo Card pays more back (Up to 2%); Nexo Card covers more regions.
In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.
Yes. Many users keep Nexo Card for everyday spending because of its lower conversion cost and Nexo Card for categories where its rewards apply.
Broadly yes — both convert at 0.0%, so compare them on availability, verification and issuing speed instead.
Nexo Card, at Up to 2% versus —. Top rates normally require a staking or volume tier.
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