Bitsa Card vs MetaMask Card: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,044▲ 0.17%

ETH$2,288▲ 0.89%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Winner: MetaMask Card

MetaMask Card takes it 3–1. MetaMask Card converts cheaper (0.0%); Bitsa Card pays more back (Up to 15%); MetaMask Card issues instantly.

Bitsa Card vs MetaMask Card: the short version

Bitsa Card and MetaMask Card both work at any Visa or Mastercard terminal, but what they charge and who they accept differ. On conversion cost MetaMask Card is clearly ahead at 0.0%; Bitsa Card takes 1–2%, which compounds fast if the card is your daily spender. Rewards favour Bitsa Card at Up to 15%, which is worth taking at face value only if you can meet the tier it is attached to. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in EU; outside that, check the issuer's country list before applying.

Key differences

MetaMask Card converts at 0.0% against 1–2% on Bitsa Card — a gap of about 1.50 percentage points, or roughly $15.00 on every $1,000 you spend.
Bitsa Card advertises Up to 15% versus Up to 3% on MetaMask Card — 5.0× the headline rate, usually tied to a staking or volume tier.
MetaMask Card is available across EU, Global; Bitsa Card is limited to EU.
MetaMask Card issues instantly, so you can pay the same day. Bitsa Card requires approval or shipping first.
Spending headroom differs: Bitsa Card is rated "Medium", MetaMask Card "High".

Side-by-Side Comparison

Specification

Bitsa Card

MetaMask Card

Conversion Fee

1–2%

0.0%

Cashback

Up to 15%

Up to 3%

KYC Required

Full

Supported Coins

BTC, ETH, USDT, LTC

ETH, USDC, USDT, DAI +ERC-20

Regions

EU, Global

Card Type

Virtual/Physical

Instant Issue

Yes

Limits

Medium

High

Category Breakdown

Fees

0.0% vs 1–2%

MetaMask Card

Cashback

Up to 15% vs Up to 3%

Bitsa Card

KYC / Privacy

Both require Full KYC

Tie

Availability

2 regions vs 1

MetaMask Card

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

MetaMask Card

Cashback hunters

Up to 15% against Up to 3%.

Bitsa Card

Card needed today

Instant issuance, no shipping wait.

MetaMask Card

Travel

Virtual/Physical card covering EU, Global.

MetaMask Card

US residents

Only MetaMask Card is available in US.

MetaMask Card

LATAM residents

Only MetaMask Card is available in LATAM.

MetaMask Card

High spenders

High limits versus Medium.

MetaMask Card

Bitsa Card vs MetaMask Card: FAQ

Which is better, Bitsa Card or MetaMask Card?

MetaMask Card. MetaMask Card takes it 3–1. MetaMask Card converts cheaper (0.0%); Bitsa Card pays more back (Up to 15%); MetaMask Card issues instantly.

Which pays more cashback, Bitsa Card or MetaMask Card?

Bitsa Card, at Up to 15% versus Up to 3%. Top rates normally require a staking or volume tier.

Do Bitsa Card and MetaMask Card require KYC?

Bitsa Card: Full KYC. MetaMask Card: Full KYC.

Can US residents use Bitsa Card or MetaMask Card?

MetaMask Card is available to US residents; Bitsa Card is not currently offered there (EU only).

Are Bitsa Card and MetaMask Card available in the EU after MiCA?

Both serve EU residents, but since MiCA applied in full the issuer must hold an EEA authorisation, so the exact country list can change. Check the issuer's coverage page before applying.