Winner: Lemon Card
Lemon Card takes it 2–1. Lemon Card converts cheaper (0–2%); Bitsa Card pays more back (Up to 15%); Lemon Card issues instantly.
On paper Bitsa Card and Lemon Card look like rivals, but their coverage hardly overlaps, so for most people only one is reachable. On conversion cost Lemon Card is clearly ahead at 0–2%; Bitsa Card takes 1–2%, which compounds fast if the card is your daily spender. Rewards favour Bitsa Card at Up to 15%, which is worth taking at face value only if you can meet the tier it is attached to. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal.
0–2% vs 1–2%
Up to 15% vs Up to 2%
Both require Full KYC
Both available in 1 regions
Lower conversion cost (0–2%) on every purchase.
Up to 15% against Up to 2%.
Instant issuance, no shipping wait.
Only Bitsa Card is available in EU.
Only Lemon Card is available in LATAM.
By tier limits versus Medium.
Lemon Card. Lemon Card takes it 2–1. Lemon Card converts cheaper (0–2%); Bitsa Card pays more back (Up to 15%); Lemon Card issues instantly.
Yes. Many users keep Lemon Card for everyday spending because of its lower conversion cost and Bitsa Card for categories where its rewards apply.
Yes. Lemon Card converts at 0–2% against 1–2%, a difference of about $5.00 per $1,000 spent.
Bitsa Card, at Up to 15% versus Up to 2%. Top rates normally require a staking or volume tier.
Bitsa Card: Full KYC. Lemon Card: Full KYC.
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