Winner: Bybit Card
Bybit Card takes it 2–1. Bybit Card converts cheaper (0–2%); Bitsa Card pays more back (Up to 15%); Bybit Card covers more regions.
Bitsa Card and Bybit Card both work at any Visa or Mastercard terminal, but what they charge and who they accept differ. On conversion cost Bybit Card is clearly ahead at 0–2%; Bitsa Card takes 1–2%, which compounds fast if the card is your daily spender. Rewards favour Bitsa Card at Up to 15%, which is worth taking at face value only if you can meet the tier it is attached to. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Both are usable across EU, so availability will not be the deciding factor there.
0–2% vs 1–2%
Up to 15% vs Up to 10%
Both require Full KYC
2 regions vs 1
Lower conversion cost (0–2%) on every purchase.
Up to 15% against Up to 10%.
Virtual/Physical card covering EU, Global.
Only Bybit Card is available in US.
Only Bybit Card is available in LATAM.
High limits versus Medium.
Bybit Card. Bybit Card takes it 2–1. Bybit Card converts cheaper (0–2%); Bitsa Card pays more back (Up to 15%); Bybit Card covers more regions.
In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.
Yes. Many users keep Bybit Card for everyday spending because of its lower conversion cost and Bitsa Card for categories where its rewards apply.
Yes. Bybit Card converts at 0–2% against 1–2%, a difference of about $5.00 per $1,000 spent.
Bitsa Card, at Up to 15% versus Up to 10%. Top rates normally require a staking or volume tier.
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