Belo Card vs MetaMask Card: Full Comparison 2026

    Updated
    Live pricesvia CoinGecko
    BTC$78,057▲ 0.18%
    ETH$2,289▲ 0.96%
    USDT$0.9990▼ 0.05%
    USDC$0.9996▼ 0.04%
    Verdict

    Winner: MetaMask Card

    MetaMask Card takes it 2–1. MetaMask Card converts cheaper (0.0%); Belo Card pays more back (Up to 6%); MetaMask Card covers more regions.

    Belo Card vs MetaMask Card: the short version

    Comparing Belo Card with MetaMask Card is mostly a geography exercise: the two products are licensed for different markets. Belo Card charges 0–1% per conversion — more than MetaMask Card at 0.0% — so heavy users save more with MetaMask Card. Belo Card answers with Up to 6% cashback, though headline rates like this almost always require a staking tier or monthly volume most people never reach. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal.

    Key differences

    • MetaMask Card converts at 0.0% against 0–1% on Belo Card — a gap of about 0.50 percentage points, or roughly $5.00 on every $1,000 you spend.
    • Belo Card advertises Up to 6% versus Up to 3% on MetaMask Card — 2.0× the headline rate, usually tied to a staking or volume tier.
    • They barely overlap geographically: Belo Card covers LATAM and MetaMask Card covers EU, Global, so in most countries only one of them is actually an option.
    • Spending headroom differs: Belo Card is rated "Medium", MetaMask Card "High".

    Side-by-Side Comparison

    Specification
    Belo Card
    MetaMask Card
    Conversion Fee
    0–1%
    0.0%
    Cashback
    Up to 6%
    Up to 3%
    KYC Required
    Full
    Full
    Supported Coins
    BTC, ETH, USDT, USDC, DAI
    ETH, USDC, USDT, DAI +ERC-20
    Regions
    LATAM
    EU, Global
    Card Type
    Virtual/Physical
    Virtual/Physical
    Instant Issue
    Yes
    Yes
    Limits
    Medium
    High

    Category Breakdown

    Fees

    0.0% vs 0–1%

    MetaMask Card
    Cashback

    Up to 6% vs Up to 3%

    Belo Card
    KYC / Privacy

    Both require Full KYC

    Tie
    Availability

    2 regions vs 1

    MetaMask Card

    Which one fits your situation

    Everyday spending

    Lower conversion cost (0.0%) on every purchase.

    MetaMask Card
    Cashback hunters

    Up to 6% against Up to 3%.

    Belo Card
    Travel

    Virtual/Physical card covering EU, Global.

    MetaMask Card
    US residents

    Only MetaMask Card is available in US.

    MetaMask Card
    EU residents

    Only MetaMask Card is available in EU.

    MetaMask Card
    High spenders

    High limits versus Medium.

    MetaMask Card

    Belo Card vs MetaMask Card: FAQ

    Which is better, Belo Card or MetaMask Card?

    MetaMask Card. MetaMask Card takes it 2–1. MetaMask Card converts cheaper (0.0%); Belo Card pays more back (Up to 6%); MetaMask Card covers more regions.

    Is spending Belo Card or MetaMask Card a taxable event?

    In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.

    Can I hold both Belo Card and MetaMask Card?

    Yes. Many users keep MetaMask Card for everyday spending because of its lower conversion cost and Belo Card for categories where its rewards apply.

    Is MetaMask Card cheaper than Belo Card?

    Yes. MetaMask Card converts at 0.0% against 0–1%, a difference of about $5.00 per $1,000 spent.

    Which pays more cashback, Belo Card or MetaMask Card?

    Belo Card, at Up to 6% versus Up to 3%. Top rates normally require a staking or volume tier.

    When to Choose Each Card

    Choose Belo Card if…

    • You want Up to 6% cashback
    • You need instant card issuance
    • You need BTC, ETH, USDT, USDC, DAI
    Full review

    Choose MetaMask Card if…

    • You want Up to 3% cashback
    • You want zero conversion fees
    • You need instant card issuance
    • You're based in Europe
    • You need ETH, USDC, USDT, DAI +ERC-20
    Full review

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