1inch Card vs Lemon Card: Full Comparison 2026

Updated2 days ago

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Verdict

Winner: 1inch Card

1inch Card takes it 3–1. 1inch Card converts cheaper (0.0%); Lemon Card pays more back (Up to 2%); 1inch Card needs less verification.

1inch Card vs Lemon Card: the short version

On paper 1inch Card and Lemon Card look like rivals, but their coverage hardly overlaps, so for most people only one is reachable. On conversion cost 1inch Card is clearly ahead at 0.0%; Lemon Card takes 0–2%, which compounds fast if the card is your daily spender. Rewards favour Lemon Card at Up to 2%, which is worth taking at face value only if you can meet the tier it is attached to. Expect Lemon Card to ask for documents before issuing; 1inch Card is the faster path if you would rather not hand them over. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal.

Key differences

1inch Card converts at 0.0% against 0–2% on Lemon Card — a gap of about 1.00 percentage points, or roughly $10.00 on every $1,000 you spend.
Lemon Card pays Up to 2% back while 1inch Card runs no rewards programme at all.
1inch Card asks for partial verification only, while Lemon Card runs full KYC before the card is issued.
They barely overlap geographically: 1inch Card covers EU, Global and Lemon Card covers LATAM, so in most countries only one of them is actually an option.
1inch Card is virtual, Lemon Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
Spending headroom differs: 1inch Card is rated "Medium", Lemon Card "By tier".

Side-by-Side Comparison

Specification

1inch Card

Lemon Card

Conversion Fee

0.0%

0–2%

Cashback

—

Up to 2%

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

BTC, ETH, USDT, USDC +40

Regions

EU, Global

LATAM

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

Limits

Medium

By tier

Category Breakdown

Fees

0.0% vs 0–2%

1inch Card

Cashback

Up to 2% vs —

Lemon Card

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

2 regions vs 1

1inch Card

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

1inch Card

Cashback hunters

Up to 2% against —.

Lemon Card

Privacy

Partial KYC versus Full.

1inch Card

Travel

Virtual/Physical card covering LATAM.

Lemon Card

US residents

Only 1inch Card is available in US.

1inch Card

EU residents

Only 1inch Card is available in EU.

1inch Card

High spenders

By tier limits versus Medium.

Lemon Card

1inch Card vs Lemon Card: FAQ

Which is better, 1inch Card or Lemon Card?

1inch Card. 1inch Card takes it 3–1. 1inch Card converts cheaper (0.0%); Lemon Card pays more back (Up to 2%); 1inch Card needs less verification.

Which has higher spending limits, 1inch Card or Lemon Card?

1inch Card is rated "Medium" and Lemon Card "By tier". Limits usually rise with verification level and account history.

Is spending 1inch Card or Lemon Card a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.