1inch Card vs Bybit Card: Full Comparison 2026

Updated2 days ago

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Verdict

Winner: 1inch Card

1inch Card takes it 3–1. 1inch Card converts cheaper (0.0%); Bybit Card pays more back (Up to 10%); 1inch Card needs less verification.

1inch Card vs Bybit Card: the short version

1inch Card and Bybit Card both work at any Visa or Mastercard terminal, but what they charge and who they accept differ. On conversion cost 1inch Card is clearly ahead at 0.0%; Bybit Card takes 0–2%, which compounds fast if the card is your daily spender. Rewards favour Bybit Card at Up to 10%, which is worth taking at face value only if you can meet the tier it is attached to. Expect Bybit Card to ask for documents before issuing; 1inch Card is the faster path if you would rather not hand them over. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Both are usable across EU, Global, so availability will not be the deciding factor there.

Key differences

1inch Card converts at 0.0% against 0–2% on Bybit Card — a gap of about 1.00 percentage points, or roughly $10.00 on every $1,000 you spend.
Bybit Card pays Up to 10% back while 1inch Card runs no rewards programme at all.
1inch Card asks for partial verification only, while Bybit Card runs full KYC before the card is issued.
1inch Card issues instantly, so you can pay the same day. Bybit Card requires approval or shipping first.
1inch Card is virtual, Bybit Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
Spending headroom differs: 1inch Card is rated "Medium", Bybit Card "High".

Side-by-Side Comparison

Specification

1inch Card

Bybit Card

Conversion Fee

0.0%

0–2%

Cashback

—

Up to 10%

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

BTC, ETH, USDT +8

Regions

EU, Global

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

Limits

Medium

High

Category Breakdown

Fees

0.0% vs 0–2%

1inch Card

Cashback

Up to 10% vs —

Bybit Card

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

Both available in 2 regions

Tie

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

1inch Card

Cashback hunters

Up to 10% against —.

Bybit Card

Privacy

Partial KYC versus Full.

1inch Card

Card needed today

Instant issuance, no shipping wait.

1inch Card

Travel

Virtual/Physical card covering EU, Global.

Bybit Card

High spenders

High limits versus Medium.

Bybit Card

1inch Card vs Bybit Card: FAQ

Which is better, 1inch Card or Bybit Card?

1inch Card. 1inch Card takes it 3–1. 1inch Card converts cheaper (0.0%); Bybit Card pays more back (Up to 10%); 1inch Card needs less verification.

Which coins do 1inch Card and Bybit Card both support?

Both accept USDT. Beyond that, 1inch Card supports USDC, USDT, DAI and Bybit Card supports BTC, ETH, USDT +8.

Which has higher spending limits, 1inch Card or Bybit Card?

1inch Card is rated "Medium" and Bybit Card "High". Limits usually rise with verification level and account history.

Is spending 1inch Card or Bybit Card a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.