1inch Card vs Bitso Card: Full Comparison 2026

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    Verdict

    Winner: 1inch Card

    1inch Card takes it 3–0. 1inch Card needs less verification; 1inch Card issues instantly; 1inch Card covers more regions.

    1inch Card vs Bitso Card: the short version

    Comparing 1inch Card with Bitso Card is mostly a geography exercise: the two products are licensed for different markets. 1inch Card keeps verification light, Bitso Card does not — that alone decides it for privacy-minded users and for anyone who needs a card today. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal.

    Key differences

    • Conversion pricing is effectively identical: 0.0% on 1inch Card and 0.0% on Bitso Card, so fees will not decide this one.
    • Neither card pays cashback, so the comparison comes down to conversion cost, availability and how fast you can start spending.
    • 1inch Card asks for partial verification only, while Bitso Card runs full KYC before the card is issued.
    • They barely overlap geographically: 1inch Card covers EU, Global and Bitso Card covers LATAM, so in most countries only one of them is actually an option.
    • 1inch Card issues instantly, so you can pay the same day. Bitso Card requires approval or shipping first.
    • 1inch Card is virtual, Bitso Card is physical — relevant if you need a plastic card for deposits, hotels or car rental.
    • Spending headroom differs: 1inch Card is rated "Medium", Bitso Card "High".

    Side-by-Side Comparison

    Specification
    1inch Card
    Bitso Card
    Conversion Fee
    0.0%
    0.0%
    Cashback
    —
    —
    KYC Required
    Partial
    Full
    Supported Coins
    USDC, USDT, DAI
    BTC, ETH, USDT, MXN
    Regions
    EU, Global
    LATAM
    Card Type
    Virtual
    Physical
    Instant Issue
    Yes
    No
    Limits
    Medium
    High

    Category Breakdown

    Fees

    Both charge 0.0%

    Tie
    Cashback

    Both offer —

    Tie
    KYC / Privacy

    Partial KYC vs Full KYC

    1inch Card
    Availability

    2 regions vs 1

    1inch Card

    Which one fits your situation

    Everyday spending

    Both convert at 0.0%.

    Tie
    Privacy

    Partial KYC versus Full.

    1inch Card
    Card needed today

    Instant issuance, no shipping wait.

    1inch Card
    Travel

    Physical card covering LATAM.

    Bitso Card
    US residents

    Only 1inch Card is available in US.

    1inch Card
    EU residents

    Only 1inch Card is available in EU.

    1inch Card
    High spenders

    High limits versus Medium.

    Bitso Card

    1inch Card vs Bitso Card: FAQ

    Which is better, 1inch Card or Bitso Card?

    1inch Card. 1inch Card takes it 3–0. 1inch Card needs less verification; 1inch Card issues instantly; 1inch Card covers more regions.

    Do 1inch Card and Bitso Card require KYC?

    1inch Card: Partial KYC. Bitso Card: Full KYC.

    Can US residents use 1inch Card or Bitso Card?

    1inch Card is available to US residents; Bitso Card is not currently offered there (LATAM only).

    How fast can I start spending with 1inch Card?

    1inch Card issues a card instantly, so you can fund it and pay the same day. Bitso Card requires approval or physical delivery first.

    Can I use Bitso Card where a physical card is required?

    Yes — Bitso Card is a physical card, so it works for hotel deposits, car hire and ATMs. 1inch Card is virtual only and works online or in a mobile wallet.

    When to Choose Each Card

    Choose 1inch Card if…

    • You want zero conversion fees
    • You need instant card issuance
    • You're based in Europe
    • You need USDC, USDT, DAI
    Full review

    Choose Bitso Card if…

    • You want zero conversion fees
    • You need BTC, ETH, USDT, MXN
    Full review

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