Result: Tie
It's a tie 1–1 — each card wins something the other loses. Bitso Card converts cheaper (0.0%); Ripio Card pays more back (Up to 5%). Pick the one whose strength matches how you actually spend.
Bitso Card and Ripio Card take noticeably different approaches to the same job: turning a crypto balance into a card payment. If you spend several thousand a month, 0.0% on Bitso Card against 0–1.5% on Ripio Card is the single biggest number in this comparison. Ripio Card leads on rewards with Up to 5%; read the tier conditions before treating that number as your real return. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in LATAM; outside that, check the issuer's country list before applying.
0.0% vs 0–1.5%
Up to 5% vs —
Both require Full KYC
Both available in 1 regions
Lower conversion cost (0.0%) on every purchase.
Up to 5% against —.
It's a tie 1–1 — each card wins something the other loses. Bitso Card converts cheaper (0.0%); Ripio Card pays more back (Up to 5%). Pick the one whose strength matches how you actually spend.
Both settle from stablecoins (Bitso Card: BTC, ETH, USDT, MXN; Ripio Card: BTC, ETH, USDT, DAI +30), which avoids locking in a volatile price at the till.
Both accept BTC, ETH, USDT. Beyond that, Bitso Card supports BTC, ETH, USDT, MXN and Ripio Card supports BTC, ETH, USDT, DAI +30.
In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.
Yes. Many users keep Bitso Card for everyday spending because of its lower conversion cost and Ripio Card for categories where its rewards apply.
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