1inch Card vs Belo Card: Full Comparison 2026

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    Verdict

    Winner: 1inch Card

    1inch Card takes it 3–1. 1inch Card converts cheaper (0.0%); Belo Card pays more back (Up to 6%); 1inch Card needs less verification.

    1inch Card vs Belo Card: the short version

    1inch Card and Belo Card rarely compete for the same wallet — they serve different regions, so the practical question is usually which one your country allows. If you spend several thousand a month, 0.0% on 1inch Card against 0–1% on Belo Card is the single biggest number in this comparison. Belo Card leads on rewards with Up to 6%; read the tier conditions before treating that number as your real return. Onboarding is where they split hardest: 1inch Card gets you spending with a light check, while Belo Card runs full verification with the usual limits and reviews that come with it. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal.

    Key differences

    • 1inch Card converts at 0.0% against 0–1% on Belo Card — a gap of about 0.50 percentage points, or roughly $5.00 on every $1,000 you spend.
    • Belo Card pays Up to 6% back while 1inch Card runs no rewards programme at all.
    • 1inch Card asks for partial verification only, while Belo Card runs full KYC before the card is issued.
    • They barely overlap geographically: 1inch Card covers EU, Global and Belo Card covers LATAM, so in most countries only one of them is actually an option.
    • 1inch Card is virtual, Belo Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.

    Side-by-Side Comparison

    Specification
    1inch Card
    Belo Card
    Conversion Fee
    0.0%
    0–1%
    Cashback
    —
    Up to 6%
    KYC Required
    Partial
    Full
    Supported Coins
    USDC, USDT, DAI
    BTC, ETH, USDT, USDC, DAI
    Regions
    EU, Global
    LATAM
    Card Type
    Virtual
    Virtual/Physical
    Instant Issue
    Yes
    Yes
    Limits
    Medium
    Medium

    Category Breakdown

    Fees

    0.0% vs 0–1%

    1inch Card
    Cashback

    Up to 6% vs —

    Belo Card
    KYC / Privacy

    Partial KYC vs Full KYC

    1inch Card
    Availability

    2 regions vs 1

    1inch Card

    Which one fits your situation

    Everyday spending

    Lower conversion cost (0.0%) on every purchase.

    1inch Card
    Cashback hunters

    Up to 6% against —.

    Belo Card
    Privacy

    Partial KYC versus Full.

    1inch Card
    Travel

    Virtual/Physical card covering LATAM.

    Belo Card
    US residents

    Only 1inch Card is available in US.

    1inch Card
    EU residents

    Only 1inch Card is available in EU.

    1inch Card

    1inch Card vs Belo Card: FAQ

    Which is better, 1inch Card or Belo Card?

    1inch Card. 1inch Card takes it 3–1. 1inch Card converts cheaper (0.0%); Belo Card pays more back (Up to 6%); 1inch Card needs less verification.

    Which coins do 1inch Card and Belo Card both support?

    Both accept USDC, USDT, DAI. Beyond that, 1inch Card supports USDC, USDT, DAI and Belo Card supports BTC, ETH, USDT, USDC, DAI.

    Is spending 1inch Card or Belo Card a taxable event?

    In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.

    Can I hold both 1inch Card and Belo Card?

    Yes. Many users keep 1inch Card for everyday spending because of its lower conversion cost and Belo Card for categories where its rewards apply.

    Is 1inch Card cheaper than Belo Card?

    Yes. 1inch Card converts at 0.0% against 0–1%, a difference of about $5.00 per $1,000 spent.

    When to Choose Each Card

    Choose 1inch Card if…

    • You want zero conversion fees
    • You need instant card issuance
    • You're based in Europe
    • You need USDC, USDT, DAI
    Full review

    Choose Belo Card if…

    • You want Up to 6% cashback
    • You need instant card issuance
    • You need BTC, ETH, USDT, USDC, DAI
    Full review

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