What is CryptoCardIndex?

CryptoCardIndex is an independent comparison tool for crypto prepaid cards. We aggregate data on fees, limits, supported coins, KYC requirements, and cashback — so you can find the best card without reading 20 blog posts.

Yes, CryptoCardIndex is completely free to use. No premium tier, no paywall. We may earn commissions through affiliate links, but the comparison data itself is always free and unbiased.

How often is the data updated?

We review and update card data at least once a week. Fees, cashback rates, and availability change frequently, so we monitor provider announcements and re-verify key specs regularly.

Which cards are included?

We currently track 30+ crypto prepaid cards from providers like Crypto.com, Nexo, Bybit, Wirex, Binance, RedotPay, Gnosis Pay, and many more. We add new cards as they launch.

How is my data handled?

We collect minimal data for analytics purposes only. No personal data is sold to third parties. You can read more about our approach on the About page.

MetaMask Card vs Paycek: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,021▲ 0.17%

ETH$2,288▲ 0.90%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.05%

Verdict

Winner: MetaMask Card

MetaMask Card takes it 2–1. MetaMask Card converts cheaper (0.0%); MetaMask Card pays more back (Up to 3%); Paycek needs less verification.

MetaMask Card vs Paycek: the short version

Put MetaMask Card next to Paycek and the trade-off becomes clear quickly — one optimises cost, the other optimises access. Paycek charges 1.5% per conversion — more than MetaMask Card at 0.0% — so heavy users save more with MetaMask Card. MetaMask Card answers with Up to 3% cashback, though headline rates like this almost always require a staking tier or monthly volume most people never reach. Paycek keeps verification light, MetaMask Card does not — that alone decides it for privacy-minded users and for anyone who needs a card today. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in EU, Global; outside that, check the issuer's country list before applying.

Key differences

MetaMask Card converts at 0.0% against 1.5% on Paycek — a gap of about 1.50 percentage points, or roughly $15.00 on every $1,000 you spend.
MetaMask Card pays Up to 3% back while Paycek runs no rewards programme at all.
Paycek asks for no identity verification, while MetaMask Card runs full KYC before the card is issued.
MetaMask Card is virtual/physical, Paycek is virtual — relevant if you need a plastic card for deposits, hotels or car rental.
Spending headroom differs: MetaMask Card is rated "High", Paycek "Medium".

Side-by-Side Comparison

Specification

MetaMask Card

Paycek

Conversion Fee

0.0%

1.5%

Cashback

Up to 3%

—

KYC Required

Full

None

Supported Coins

ETH, USDC, USDT, DAI +ERC-20

BTC, ETH, USDT +20

Regions

EU, Global

Card Type

Virtual/Physical

Virtual

Instant Issue

Yes

Limits

High

Medium

Category Breakdown

Fees

0.0% vs 1.5%

MetaMask Card

Cashback

Up to 3% vs —

MetaMask Card

KYC / Privacy

None KYC vs Full KYC

Paycek

Availability

Both available in 2 regions

Tie

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

MetaMask Card

Cashback hunters

Up to 3% against —.

MetaMask Card

Privacy

None KYC versus Full.

Paycek

Travel

Virtual/Physical card covering EU, Global.

MetaMask Card

High spenders

High limits versus Medium.

MetaMask Card

MetaMask Card vs Paycek: FAQ

Which is better, MetaMask Card or Paycek?

MetaMask Card. MetaMask Card takes it 2–1. MetaMask Card converts cheaper (0.0%); MetaMask Card pays more back (Up to 3%); Paycek needs less verification.

Which has higher spending limits, MetaMask Card or Paycek?

MetaMask Card is rated "High" and Paycek "Medium". Limits usually rise with verification level and account history.

Is spending MetaMask Card or Paycek a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.

Can I hold both MetaMask Card and Paycek?

Yes. Many users keep MetaMask Card for everyday spending because of its lower conversion cost and MetaMask Card for categories where its rewards apply.