Blackcatcard vs MetaMask Card: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,044▲ 0.17%

ETH$2,288▲ 0.89%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Winner: MetaMask Card

MetaMask Card takes it 4–0. MetaMask Card converts cheaper (0.0%); MetaMask Card pays more back (Up to 3%); MetaMask Card issues instantly.

Blackcatcard vs MetaMask Card: the short version

Blackcatcard and MetaMask Card both work at any Visa or Mastercard terminal, but what they charge and who they accept differ. On conversion cost MetaMask Card is clearly ahead at 0.0%; Blackcatcard takes 1–3%, which compounds fast if the card is your daily spender. Rewards favour MetaMask Card at Up to 3%, which is worth taking at face value only if you can meet the tier it is attached to. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in Global; outside that, check the issuer's country list before applying.

Key differences

MetaMask Card converts at 0.0% against 1–3% on Blackcatcard — a gap of about 2.00 percentage points, or roughly $20.00 on every $1,000 you spend.
MetaMask Card pays Up to 3% back while Blackcatcard runs no rewards programme at all.
MetaMask Card is available across EU, Global; Blackcatcard is limited to Global.
MetaMask Card issues instantly, so you can pay the same day. Blackcatcard requires approval or shipping first.
Blackcatcard is virtual, MetaMask Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
Spending headroom differs: Blackcatcard is rated "Medium", MetaMask Card "High".

Side-by-Side Comparison

Specification

Blackcatcard

MetaMask Card

Conversion Fee

1–3%

0.0%

Cashback

—

Up to 3%

KYC Required

Full

Supported Coins

BTC, ETH, USDT

ETH, USDC, USDT, DAI +ERC-20

Regions

Global

EU, Global

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

Limits

Medium

High

Category Breakdown

Fees

0.0% vs 1–3%

MetaMask Card

Cashback

Up to 3% vs —

MetaMask Card

KYC / Privacy

Both require Full KYC

Tie

Availability

2 regions vs 1

MetaMask Card

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

MetaMask Card

Cashback hunters

Up to 3% against —.

MetaMask Card

Card needed today

Instant issuance, no shipping wait.

MetaMask Card

Travel

Virtual/Physical card covering EU, Global.

MetaMask Card

High spenders

High limits versus Medium.

MetaMask Card

Blackcatcard vs MetaMask Card: FAQ

Which is better, Blackcatcard or MetaMask Card?

MetaMask Card. MetaMask Card takes it 4–0. MetaMask Card converts cheaper (0.0%); MetaMask Card pays more back (Up to 3%); MetaMask Card issues instantly.

Which coins do Blackcatcard and MetaMask Card both support?

Both accept ETH, USDT. Beyond that, Blackcatcard supports BTC, ETH, USDT and MetaMask Card supports ETH, USDC, USDT, DAI +ERC-20.

Which has higher spending limits, Blackcatcard or MetaMask Card?

Blackcatcard is rated "Medium" and MetaMask Card "High". Limits usually rise with verification level and account history.

Is spending Blackcatcard or MetaMask Card a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.

Can I hold both Blackcatcard and MetaMask Card?

Yes. Many users keep MetaMask Card for everyday spending because of its lower conversion cost and MetaMask Card for categories where its rewards apply.