Bitsa Card vs Blackcatcard: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,044▲ 0.17%

ETH$2,288▲ 0.89%

USDT$0.9990▼ 0.05%

Verdict

Winner: Bitsa Card

Bitsa Card takes it 2–0. Bitsa Card converts cheaper (1–2%); Bitsa Card pays more back (Up to 15%).

Bitsa Card vs Blackcatcard: the short version

On paper Bitsa Card and Blackcatcard look like rivals, but their coverage hardly overlaps, so for most people only one is reachable. On conversion cost Bitsa Card is clearly ahead at 1–2%; Blackcatcard takes 1–3%, which compounds fast if the card is your daily spender. Rewards favour Bitsa Card at Up to 15%, which is worth taking at face value only if you can meet the tier it is attached to. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal.

Key differences

Bitsa Card converts at 1–2% against 1–3% on Blackcatcard — a gap of about 0.50 percentage points, or roughly $5.00 on every $1,000 you spend.
Bitsa Card pays Up to 15% back while Blackcatcard runs no rewards programme at all.
They barely overlap geographically: Bitsa Card covers EU and Blackcatcard covers Global, so in most countries only one of them is actually an option.
Bitsa Card is virtual/physical, Blackcatcard is virtual — relevant if you need a plastic card for deposits, hotels or car rental.

Side-by-Side Comparison

Specification

Bitsa Card

Blackcatcard

Conversion Fee

1–2%

1–3%

Cashback

Up to 15%

—

KYC Required

Full

Supported Coins

BTC, ETH, USDT, LTC

BTC, ETH, USDT

Regions

Global

Card Type

Virtual/Physical

Virtual

Instant Issue

Limits

Medium

Category Breakdown

Fees

1–2% vs 1–3%

Bitsa Card

Cashback

Up to 15% vs —

Bitsa Card

KYC / Privacy

Both require Full KYC

Tie

Availability

Both available in 1 regions

Tie

Which one fits your situation

Everyday spending

Lower conversion cost (1–2%) on every purchase.

Bitsa Card

Cashback hunters

Up to 15% against —.

Bitsa Card

Travel

Virtual/Physical card covering EU.

Bitsa Card

US residents

Only Blackcatcard is available in US.

Blackcatcard

LATAM residents

Only Blackcatcard is available in LATAM.

Blackcatcard

Bitsa Card vs Blackcatcard: FAQ

Which is better, Bitsa Card or Blackcatcard?

Bitsa Card. Bitsa Card takes it 2–0. Bitsa Card converts cheaper (1–2%); Bitsa Card pays more back (Up to 15%).

Which coins do Bitsa Card and Blackcatcard both support?

Both accept BTC, ETH, USDT. Beyond that, Bitsa Card supports BTC, ETH, USDT, LTC and Blackcatcard supports BTC, ETH, USDT.

Is spending Bitsa Card or Blackcatcard a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.