1inch Card vs Mercado Pago Crypto: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,057▲ 0.18%

ETH$2,289▲ 0.96%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Winner: 1inch Card

1inch Card takes it 2–1. Mercado Pago Crypto pays more back (Up to 4%); 1inch Card needs less verification; 1inch Card covers more regions.

1inch Card vs Mercado Pago Crypto: the short version

1inch Card and Mercado Pago Crypto rarely compete for the same wallet — they serve different regions, so the practical question is usually which one your country allows. Mercado Pago Crypto leads on rewards with Up to 4%; read the tier conditions before treating that number as your real return. Onboarding is where they split hardest: 1inch Card gets you spending with a light check, while Mercado Pago Crypto runs full verification with the usual limits and reviews that come with it. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal.

Key differences

Conversion pricing is effectively identical: 0.0% on 1inch Card and 0.0% on Mercado Pago Crypto, so fees will not decide this one.
Mercado Pago Crypto pays Up to 4% back while 1inch Card runs no rewards programme at all.
1inch Card asks for partial verification only, while Mercado Pago Crypto runs full KYC before the card is issued.
They barely overlap geographically: 1inch Card covers EU, Global and Mercado Pago Crypto covers LATAM, so in most countries only one of them is actually an option.
1inch Card is virtual, Mercado Pago Crypto is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
Spending headroom differs: 1inch Card is rated "Medium", Mercado Pago Crypto "High".

Side-by-Side Comparison

Specification

1inch Card

Mercado Pago Crypto

Conversion Fee

0.0%

Cashback

—

Up to 4%

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

BTC, ETH, USDC

Regions

EU, Global

LATAM

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

Limits

Medium

High

Category Breakdown

Fees

Both charge 0.0%

Tie

Cashback

Up to 4% vs —

Mercado Pago Crypto

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

2 regions vs 1

1inch Card

Which one fits your situation

Everyday spending

Both convert at 0.0%.

Tie

Cashback hunters

Up to 4% against —.

Mercado Pago Crypto

Privacy

Partial KYC versus Full.

1inch Card

Travel

Virtual/Physical card covering LATAM.

Mercado Pago Crypto

US residents

Only 1inch Card is available in US.

1inch Card

EU residents

Only 1inch Card is available in EU.

1inch Card

High spenders

High limits versus Medium.

Mercado Pago Crypto

1inch Card vs Mercado Pago Crypto: FAQ

Which is better, 1inch Card or Mercado Pago Crypto?

1inch Card. 1inch Card takes it 2–1. Mercado Pago Crypto pays more back (Up to 4%); 1inch Card needs less verification; 1inch Card covers more regions.

Can US residents use 1inch Card or Mercado Pago Crypto?

1inch Card is available to US residents; Mercado Pago Crypto is not currently offered there (LATAM only).

Can I use Mercado Pago Crypto where a physical card is required?

Yes — Mercado Pago Crypto is a virtual/physical card, so it works for hotel deposits, car hire and ATMs. 1inch Card is virtual only and works online or in a mobile wallet.

Can I spend USDT or USDC with 1inch Card and Mercado Pago Crypto?

Both settle from stablecoins (1inch Card: USDC, USDT, DAI; Mercado Pago Crypto: BTC, ETH, USDC), which avoids locking in a volatile price at the till.