1inch Card vs Blackcatcard: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,057▲ 0.18%

ETH$2,289▲ 0.96%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Winner: 1inch Card

1inch Card takes it 4–0. 1inch Card converts cheaper (0.0%); 1inch Card needs less verification; 1inch Card issues instantly.

1inch Card vs Blackcatcard: the short version

1inch Card and Blackcatcard take noticeably different approaches to the same job: turning a crypto balance into a card payment. If you spend several thousand a month, 0.0% on 1inch Card against 1–3% on Blackcatcard is the single biggest number in this comparison. Onboarding is where they split hardest: 1inch Card gets you spending with a light check, while Blackcatcard runs full verification with the usual limits and reviews that come with it. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in Global; outside that, check the issuer's country list before applying.

Key differences

1inch Card converts at 0.0% against 1–3% on Blackcatcard — a gap of about 2.00 percentage points, or roughly $20.00 on every $1,000 you spend.
Neither card pays cashback, so the comparison comes down to conversion cost, availability and how fast you can start spending.
1inch Card asks for partial verification only, while Blackcatcard runs full KYC before the card is issued.
1inch Card is available across EU, Global; Blackcatcard is limited to Global.
1inch Card issues instantly, so you can pay the same day. Blackcatcard requires approval or shipping first.

Side-by-Side Comparison

Specification

1inch Card

Blackcatcard

Conversion Fee

0.0%

1–3%

Cashback

—

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

BTC, ETH, USDT

Regions

EU, Global

Global

Card Type

Virtual

Instant Issue

Yes

Limits

Medium

Category Breakdown

Fees

0.0% vs 1–3%

1inch Card

Cashback

Both offer —

Tie

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

2 regions vs 1

1inch Card

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

1inch Card

Privacy

Partial KYC versus Full.

1inch Card

Card needed today

Instant issuance, no shipping wait.

1inch Card

Travel

Virtual card covering EU, Global.

1inch Card

1inch Card vs Blackcatcard: FAQ

Which is better, 1inch Card or Blackcatcard?

1inch Card. 1inch Card takes it 4–0. 1inch Card converts cheaper (0.0%); 1inch Card needs less verification; 1inch Card issues instantly.

How fast can I start spending with 1inch Card?

1inch Card issues a card instantly, so you can fund it and pay the same day. Blackcatcard requires approval or physical delivery first.

Can I spend USDT or USDC with 1inch Card and Blackcatcard?

Both settle from stablecoins (1inch Card: USDC, USDT, DAI; Blackcatcard: BTC, ETH, USDT), which avoids locking in a volatile price at the till.

Which coins do 1inch Card and Blackcatcard both support?

Both accept USDT. Beyond that, 1inch Card supports USDC, USDT, DAI and Blackcatcard supports BTC, ETH, USDT.

Is spending 1inch Card or Blackcatcard a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.