MEXC Card vs Bitsa Card: Full Comparison 2026

    Updated
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    Verdict

    Winner: MEXC Card

    MEXC Card takes it 2–1. MEXC Card converts cheaper (0–1%); Bitsa Card pays more back (Up to 15%); MEXC Card covers more regions.

    MEXC Card vs Bitsa Card: the short version

    Put MEXC Card next to Bitsa Card and the trade-off becomes clear quickly — one optimises cost, the other optimises access. Bitsa Card charges 1–2% per conversion — more than MEXC Card at 0–1% — so heavy users save more with MEXC Card. Bitsa Card answers with Up to 15% cashback, though headline rates like this almost always require a staking tier or monthly volume most people never reach. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Coverage overlaps in EU; outside that, check the issuer's country list before applying.

    Key differences

    • MEXC Card converts at 0–1% against 1–2% on Bitsa Card — a gap of about 1.00 percentage points, or roughly $10.00 on every $1,000 you spend.
    • Bitsa Card pays Up to 15% back while MEXC Card runs no rewards programme at all.
    • MEXC Card is available across EU, Global; Bitsa Card is limited to EU.
    • MEXC Card is virtual, Bitsa Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
    • Spending headroom differs: MEXC Card is rated "Unlimited", Bitsa Card "Medium".

    Side-by-Side Comparison

    Specification
    MEXC Card
    Bitsa Card
    Conversion Fee
    0–1%
    1–2%
    Cashback
    Up to 15%
    KYC Required
    Full
    Full
    Supported Coins
    USDT, BTC, ETH
    BTC, ETH, USDT, LTC
    Regions
    EU, Global
    EU
    Card Type
    Virtual
    Virtual/Physical
    Instant Issue
    No
    No
    Limits
    Unlimited
    Medium

    Category Breakdown

    Fees

    0–1% vs 1–2%

    MEXC Card
    Cashback

    Up to 15% vs —

    Bitsa Card
    KYC / Privacy

    Both require Full KYC

    Tie
    Availability

    2 regions vs 1

    MEXC Card

    Which one fits your situation

    Everyday spending

    Lower conversion cost (0–1%) on every purchase.

    MEXC Card
    Cashback hunters

    Up to 15% against —.

    Bitsa Card
    Travel

    Virtual/Physical card covering EU.

    Bitsa Card
    US residents

    Only MEXC Card is available in US.

    MEXC Card
    LATAM residents

    Only MEXC Card is available in LATAM.

    MEXC Card
    High spenders

    Unlimited limits versus Medium.

    MEXC Card

    MEXC Card vs Bitsa Card: FAQ

    Which is better, MEXC Card or Bitsa Card?

    MEXC Card. MEXC Card takes it 2–1. MEXC Card converts cheaper (0–1%); Bitsa Card pays more back (Up to 15%); MEXC Card covers more regions.

    Are MEXC Card and Bitsa Card available in the EU after MiCA?

    Both serve EU residents, but since MiCA applied in full the issuer must hold an EEA authorisation, so the exact country list can change. Check the issuer's coverage page before applying.

    Can I use Bitsa Card where a physical card is required?

    Yes — Bitsa Card is a virtual/physical card, so it works for hotel deposits, car hire and ATMs. MEXC Card is virtual only and works online or in a mobile wallet.

    Can I spend USDT or USDC with MEXC Card and Bitsa Card?

    Both settle from stablecoins (MEXC Card: USDT, BTC, ETH; Bitsa Card: BTC, ETH, USDT, LTC), which avoids locking in a volatile price at the till.

    Which coins do MEXC Card and Bitsa Card both support?

    Both accept USDT, BTC, ETH. Beyond that, MEXC Card supports USDT, BTC, ETH and Bitsa Card supports BTC, ETH, USDT, LTC.

    When to Choose Each Card

    Choose MEXC Card if…

    • You're based in Europe
    • You need USDT, BTC, ETH
    Full review

    Choose Bitsa Card if…

    • You want Up to 15% cashback
    • You're based in Europe
    • You need BTC, ETH, USDT, LTC
    Full review

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