Bitsa Card vs WhiteBIT Nova Card: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$77,954▲ 1.42%

ETH$2,501▲ 1.59%

USDT$0.9992▼ 0.00%

Verdict

Winner: WhiteBIT Nova Card

WhiteBIT Nova Card takes it 3–1. WhiteBIT Nova Card converts cheaper (0.0%); Bitsa Card pays more back (Up to 15%); WhiteBIT Nova Card issues instantly.

Bitsa Card vs WhiteBIT Nova Card: the short version

Bitsa Card and WhiteBIT Nova Card both work at any Visa or Mastercard terminal, but what they charge and who they accept differ. On conversion cost WhiteBIT Nova Card is clearly ahead at 0.0%; Bitsa Card takes 1–2%, which compounds fast if the card is your daily spender. Rewards favour Bitsa Card at Up to 15%, which is worth taking at face value only if you can meet the tier it is attached to. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Both are usable across EU, so availability will not be the deciding factor there.

Key differences

WhiteBIT Nova Card converts at 0.0% against 1–2% on Bitsa Card — a gap of about 1.50 percentage points, or roughly $15.00 on every $1,000 you spend.
Bitsa Card advertises Up to 15% versus Up to 10% on WhiteBIT Nova Card — 1.5× the headline rate, usually tied to a staking or volume tier.
WhiteBIT Nova Card is available across EU, Global; Bitsa Card is limited to EU.
WhiteBIT Nova Card issues instantly, so you can pay the same day. Bitsa Card requires approval or shipping first.
Spending headroom differs: Bitsa Card is rated "Medium", WhiteBIT Nova Card "High".

Side-by-Side Comparison

Specification

Bitsa Card

WhiteBIT Nova Card

Conversion Fee

1–2%

0.0%

Cashback

Up to 15%

Up to 10%

KYC Required

Full

Supported Coins

BTC, ETH, USDT, LTC

BTC, ETH, USDT, WBT +100

Regions

EU, Global

Card Type

Virtual/Physical

Instant Issue

Yes

Limits

Medium

High

Category Breakdown

Fees

0.0% vs 1–2%

WhiteBIT Nova Card

Cashback

Up to 15% vs Up to 10%

Bitsa Card

KYC / Privacy

Both require Full KYC

Tie

Availability

2 regions vs 1

WhiteBIT Nova Card

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

WhiteBIT Nova Card

Cashback hunters

Up to 15% against Up to 10%.

Bitsa Card

Card needed today

Instant issuance, no shipping wait.

WhiteBIT Nova Card

Travel

Virtual/Physical card covering EU, Global.

WhiteBIT Nova Card

US residents

Only WhiteBIT Nova Card is available in US.

WhiteBIT Nova Card

LATAM residents

Only WhiteBIT Nova Card is available in LATAM.

WhiteBIT Nova Card

High spenders

High limits versus Medium.

WhiteBIT Nova Card

Bitsa Card vs WhiteBIT Nova Card: FAQ

Which is better, Bitsa Card or WhiteBIT Nova Card?

WhiteBIT Nova Card. WhiteBIT Nova Card takes it 3–1. WhiteBIT Nova Card converts cheaper (0.0%); Bitsa Card pays more back (Up to 15%); WhiteBIT Nova Card issues instantly.

Which coins do Bitsa Card and WhiteBIT Nova Card both support?

Both accept BTC, ETH, USDT. Beyond that, Bitsa Card supports BTC, ETH, USDT, LTC and WhiteBIT Nova Card supports BTC, ETH, USDT, WBT +100.

Which has higher spending limits, Bitsa Card or WhiteBIT Nova Card?

Bitsa Card is rated "Medium" and WhiteBIT Nova Card "High". Limits usually rise with verification level and account history.

Is spending Bitsa Card or WhiteBIT Nova Card a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.

Can I hold both Bitsa Card and WhiteBIT Nova Card?

Yes. Many users keep WhiteBIT Nova Card for everyday spending because of its lower conversion cost and Bitsa Card for categories where its rewards apply.