Belo Card vs Nexo Card: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,057▲ 0.18%

ETH$2,289▲ 0.96%

XRP$1.25▲ 0.20%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Result: Tie

It's a tie 2–2 — each card wins something the other loses. Nexo Card converts cheaper (0.0%); Belo Card pays more back (Up to 6%); Belo Card issues instantly. Pick the one whose strength matches how you actually spend.

Belo Card vs Nexo Card: the short version

Comparing Belo Card with Nexo Card is mostly a geography exercise: the two products are licensed for different markets. Belo Card charges 0–1% per conversion — more than Nexo Card at 0.0% — so heavy users save more with Nexo Card. Belo Card answers with Up to 6% cashback, though headline rates like this almost always require a staking tier or monthly volume most people never reach.

Key differences

Nexo Card converts at 0.0% against 0–1% on Belo Card — a gap of about 0.50 percentage points, or roughly $5.00 on every $1,000 you spend.
Belo Card advertises Up to 6% versus Up to 2% on Nexo Card — 3.0× the headline rate, usually tied to a staking or volume tier.
They barely overlap geographically: Belo Card covers LATAM and Nexo Card covers EU, UK, Global, so in most countries only one of them is actually an option.
Belo Card issues instantly, so you can pay the same day. Nexo Card requires approval or shipping first.
Spending headroom differs: Belo Card is rated "Medium", Nexo Card "Up to €20k/mo".

Side-by-Side Comparison

Specification

Belo Card

Nexo Card

Conversion Fee

0–1%

0.0%

Cashback

Up to 6%

Up to 2%

KYC Required

Full

Supported Coins

BTC, ETH, USDT, USDC, DAI

BTC, ETH, NEXO, XRP

Regions

LATAM

EU, UK, Global

Card Type

Virtual/Physical

Instant Issue

Yes

Limits

Medium

Up to €20k/mo

Category Breakdown

Fees

0.0% vs 0–1%

Nexo Card

Cashback

Up to 6% vs Up to 2%

Belo Card

KYC / Privacy

Both require Full KYC

Tie

Availability

3 regions vs 1

Nexo Card

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

Nexo Card

Cashback hunters

Up to 6% against Up to 2%.

Belo Card

Card needed today

Instant issuance, no shipping wait.

Belo Card

Travel

Virtual/Physical card covering EU, UK, Global.

Nexo Card

Stablecoin holders

Settles directly from BTC, ETH, USDT, USDC, DAI.

Belo Card

US residents

Only Nexo Card is available in US.

Nexo Card

EU residents

Only Nexo Card is available in EU.

Nexo Card

High spenders

Up to €20k/mo limits versus Medium.

Nexo Card

Belo Card vs Nexo Card: FAQ

Which is better, Belo Card or Nexo Card?

How fast can I start spending with Belo Card?

Belo Card issues a card instantly, so you can fund it and pay the same day. Nexo Card requires approval or physical delivery first.

Which coins do Belo Card and Nexo Card both support?

Both accept BTC, ETH. Beyond that, Belo Card supports BTC, ETH, USDT, USDC, DAI and Nexo Card supports BTC, ETH, NEXO, XRP.

Which has higher spending limits, Belo Card or Nexo Card?

Belo Card is rated "Medium" and Nexo Card "Up to €20k/mo". Limits usually rise with verification level and account history.

Is spending Belo Card or Nexo Card a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.