Bitso Card vs Bybit Card: Full Comparison 2026

    Updated
    Live pricesvia CoinGecko
    BTC$78,044▲ 0.17%
    ETH$2,288▲ 0.89%
    USDT$0.9990▼ 0.05%
    Verdict

    Winner: Bybit Card

    Bybit Card takes it 2–1. Bitso Card converts cheaper (0.0%); Bybit Card pays more back (Up to 10%); Bybit Card covers more regions.

    Bitso Card vs Bybit Card: the short version

    On paper Bitso Card and Bybit Card look like rivals, but their coverage hardly overlaps, so for most people only one is reachable. On conversion cost Bitso Card is clearly ahead at 0.0%; Bybit Card takes 0–2%, which compounds fast if the card is your daily spender. Rewards favour Bybit Card at Up to 10%, which is worth taking at face value only if you can meet the tier it is attached to. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal.

    Key differences

    • Bitso Card converts at 0.0% against 0–2% on Bybit Card — a gap of about 1.00 percentage points, or roughly $10.00 on every $1,000 you spend.
    • Bybit Card pays Up to 10% back while Bitso Card runs no rewards programme at all.
    • They barely overlap geographically: Bitso Card covers LATAM and Bybit Card covers EU, Global, so in most countries only one of them is actually an option.
    • Bitso Card is physical, Bybit Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.

    Side-by-Side Comparison

    Specification
    Bitso Card
    Bybit Card
    Conversion Fee
    0.0%
    0–2%
    Cashback
    —
    Up to 10%
    KYC Required
    Full
    Full
    Supported Coins
    BTC, ETH, USDT, MXN
    BTC, ETH, USDT +8
    Regions
    LATAM
    EU, Global
    Card Type
    Physical
    Virtual/Physical
    Instant Issue
    No
    No
    Limits
    High
    High

    Category Breakdown

    Fees

    0.0% vs 0–2%

    Bitso Card
    Cashback

    Up to 10% vs —

    Bybit Card
    KYC / Privacy

    Both require Full KYC

    Tie
    Availability

    2 regions vs 1

    Bybit Card

    Which one fits your situation

    Everyday spending

    Lower conversion cost (0.0%) on every purchase.

    Bitso Card
    Cashback hunters

    Up to 10% against —.

    Bybit Card
    Travel

    Virtual/Physical card covering EU, Global.

    Bybit Card
    US residents

    Only Bybit Card is available in US.

    Bybit Card
    EU residents

    Only Bybit Card is available in EU.

    Bybit Card

    Bitso Card vs Bybit Card: FAQ

    Which is better, Bitso Card or Bybit Card?

    Bybit Card. Bybit Card takes it 2–1. Bitso Card converts cheaper (0.0%); Bybit Card pays more back (Up to 10%); Bybit Card covers more regions.

    Is Bitso Card cheaper than Bybit Card?

    Yes. Bitso Card converts at 0.0% against 0–2%, a difference of about $10.00 per $1,000 spent.

    Which pays more cashback, Bitso Card or Bybit Card?

    Bybit Card, at Up to 10% versus —. Top rates normally require a staking or volume tier.

    Do Bitso Card and Bybit Card require KYC?

    Bitso Card: Full KYC. Bybit Card: Full KYC.

    Can US residents use Bitso Card or Bybit Card?

    Bybit Card is available to US residents; Bitso Card is not currently offered there (LATAM only).

    When to Choose Each Card

    Choose Bitso Card if…

    • You want zero conversion fees
    • You need BTC, ETH, USDT, MXN
    Full review

    Choose Bybit Card if…

    • You want Up to 10% cashback
    • You're based in Europe
    • You need BTC, ETH, USDT +8
    Full review

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