1inch Card vs WhiteBIT Nova Card: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,057▲ 0.18%

ETH$2,289▲ 0.96%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Result: Tie

It's a tie 1–1 — each card wins something the other loses. WhiteBIT Nova Card pays more back (Up to 10%); 1inch Card needs less verification. Pick the one whose strength matches how you actually spend.

1inch Card vs WhiteBIT Nova Card: the short version

1inch Card and WhiteBIT Nova Card both work at any Visa or Mastercard terminal, but what they charge and who they accept differ. Rewards favour WhiteBIT Nova Card at Up to 10%, which is worth taking at face value only if you can meet the tier it is attached to. Expect WhiteBIT Nova Card to ask for documents before issuing; 1inch Card is the faster path if you would rather not hand them over. Both settle comfortably from stablecoins, which is the sane way to use either card — spending a volatile coin locks in that day's price and creates a taxable disposal. Both are usable across EU, Global, so availability will not be the deciding factor there.

Key differences

Conversion pricing is effectively identical: 0.0% on 1inch Card and 0.0% on WhiteBIT Nova Card, so fees will not decide this one.
WhiteBIT Nova Card pays Up to 10% back while 1inch Card runs no rewards programme at all.
1inch Card asks for partial verification only, while WhiteBIT Nova Card runs full KYC before the card is issued.
1inch Card is virtual, WhiteBIT Nova Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
Spending headroom differs: 1inch Card is rated "Medium", WhiteBIT Nova Card "High".

Side-by-Side Comparison

Specification

1inch Card

WhiteBIT Nova Card

Conversion Fee

0.0%

Cashback

—

Up to 10%

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

BTC, ETH, USDT, WBT +100

Regions

EU, Global

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

Limits

Medium

High

Category Breakdown

Fees

Both charge 0.0%

Tie

Cashback

Up to 10% vs —

WhiteBIT Nova Card

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

Both available in 2 regions

Tie

Which one fits your situation

Everyday spending

Both convert at 0.0%.

Tie

Cashback hunters

Up to 10% against —.

WhiteBIT Nova Card

Privacy

Partial KYC versus Full.

1inch Card

Travel

Virtual/Physical card covering EU, Global.

WhiteBIT Nova Card

High spenders

High limits versus Medium.

WhiteBIT Nova Card

1inch Card vs WhiteBIT Nova Card: FAQ

Which is better, 1inch Card or WhiteBIT Nova Card?

Do 1inch Card and WhiteBIT Nova Card require KYC?

1inch Card: Partial KYC. WhiteBIT Nova Card: Full KYC.

Are 1inch Card and WhiteBIT Nova Card available in the EU after MiCA?

Both serve EU residents, but since MiCA applied in full the issuer must hold an EEA authorisation, so the exact country list can change. Check the issuer's coverage page before applying.

Can I use WhiteBIT Nova Card where a physical card is required?

Yes — WhiteBIT Nova Card is a virtual/physical card, so it works for hotel deposits, car hire and ATMs. 1inch Card is virtual only and works online or in a mobile wallet.

Can I spend USDT or USDC with 1inch Card and WhiteBIT Nova Card?

Both settle from stablecoins (1inch Card: USDC, USDT, DAI; WhiteBIT Nova Card: BTC, ETH, USDT, WBT +100), which avoids locking in a volatile price at the till.