1inch Card vs Nexo Card: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,057▲ 0.18%

ETH$2,289▲ 0.96%

XRP$1.25▲ 0.20%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Result: Tie

It's a tie 2–2 — each card wins something the other loses. Nexo Card pays more back (Up to 2%); 1inch Card needs less verification; 1inch Card issues instantly. Pick the one whose strength matches how you actually spend.

1inch Card vs Nexo Card: the short version

Put 1inch Card next to Nexo Card and the trade-off becomes clear quickly — one optimises cost, the other optimises access. Nexo Card answers with Up to 2% cashback, though headline rates like this almost always require a staking tier or monthly volume most people never reach. 1inch Card keeps verification light, Nexo Card does not — that alone decides it for privacy-minded users and for anyone who needs a card today. 1inch Card only settles from stablecoins (USDC, USDT, DAI), while Nexo Card also accepts BTC, ETH, NEXO, XRP — useful if you would rather not convert first. Both are usable across EU, Global, so availability will not be the deciding factor there.

Key differences

Conversion pricing is effectively identical: 0.0% on 1inch Card and 0.0% on Nexo Card, so fees will not decide this one.
Nexo Card pays Up to 2% back while 1inch Card runs no rewards programme at all.
1inch Card asks for partial verification only, while Nexo Card runs full KYC before the card is issued.
Nexo Card is available across EU, UK, Global; 1inch Card is limited to EU, Global.
1inch Card issues instantly, so you can pay the same day. Nexo Card requires approval or shipping first.
1inch Card is virtual, Nexo Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
Funding assets do not overlap: 1inch Card takes USDC, USDT, DAI, Nexo Card takes BTC, ETH, NEXO, XRP.
Spending headroom differs: 1inch Card is rated "Medium", Nexo Card "Up to €20k/mo".

Side-by-Side Comparison

Specification

1inch Card

Nexo Card

Conversion Fee

0.0%

Cashback

—

Up to 2%

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

BTC, ETH, NEXO, XRP

Regions

EU, Global

EU, UK, Global

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

Limits

Medium

Up to €20k/mo

Category Breakdown

Fees

Both charge 0.0%

Tie

Cashback

Up to 2% vs —

Nexo Card

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

3 regions vs 2

Nexo Card

Which one fits your situation

Everyday spending

Both convert at 0.0%.

Tie

Cashback hunters

Up to 2% against —.

Nexo Card

Privacy

Partial KYC versus Full.

1inch Card

Card needed today

Instant issuance, no shipping wait.

1inch Card

Travel

Virtual/Physical card covering EU, UK, Global.

Nexo Card

Stablecoin holders

Settles directly from USDC, USDT, DAI.

1inch Card

High spenders

Up to €20k/mo limits versus Medium.

Nexo Card

1inch Card vs Nexo Card: FAQ

Which is better, 1inch Card or Nexo Card?

How fast can I start spending with 1inch Card?

1inch Card issues a card instantly, so you can fund it and pay the same day. Nexo Card requires approval or physical delivery first.

Can I use Nexo Card where a physical card is required?

Yes — Nexo Card is a virtual/physical card, so it works for hotel deposits, car hire and ATMs. 1inch Card is virtual only and works online or in a mobile wallet.

Which has higher spending limits, 1inch Card or Nexo Card?

1inch Card is rated "Medium" and Nexo Card "Up to €20k/mo". Limits usually rise with verification level and account history.

Is spending 1inch Card or Nexo Card a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.