1inch Card vs Crypto.com Visa: Full Comparison 2026

Updated2 days ago

Live pricesvia CoinGecko

BTC$78,057▲ 0.18%

ETH$2,289▲ 0.96%

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Winner: 1inch Card

1inch Card takes it 3–2. 1inch Card converts cheaper (0.0%); Crypto.com Visa pays more back (Up to 5%); 1inch Card needs less verification.

1inch Card vs Crypto.com Visa: the short version

Put 1inch Card next to Crypto.com Visa and the trade-off becomes clear quickly — one optimises cost, the other optimises access. Crypto.com Visa charges 0–2% per conversion — more than 1inch Card at 0.0% — so heavy users save more with 1inch Card. Crypto.com Visa answers with Up to 5% cashback, though headline rates like this almost always require a staking tier or monthly volume most people never reach. 1inch Card keeps verification light, Crypto.com Visa does not — that alone decides it for privacy-minded users and for anyone who needs a card today. 1inch Card only settles from stablecoins (USDC, USDT, DAI), while Crypto.com Visa also accepts CRO, BTC, ETH +100 — useful if you would rather not convert first. Coverage overlaps in EU, Global; outside that, check the issuer's country list before applying.

Key differences

1inch Card converts at 0.0% against 0–2% on Crypto.com Visa — a gap of about 1.00 percentage points, or roughly $10.00 on every $1,000 you spend.
Crypto.com Visa pays Up to 5% back while 1inch Card runs no rewards programme at all.
1inch Card asks for partial verification only, while Crypto.com Visa runs full KYC before the card is issued.
Crypto.com Visa is available across EU, US, Asia, Global; 1inch Card is limited to EU, Global.
1inch Card issues instantly, so you can pay the same day. Crypto.com Visa requires approval or shipping first.
1inch Card is virtual, Crypto.com Visa is physical — relevant if you need a plastic card for deposits, hotels or car rental.
Funding assets do not overlap: 1inch Card takes USDC, USDT, DAI, Crypto.com Visa takes CRO, BTC, ETH +100.
Spending headroom differs: 1inch Card is rated "Medium", Crypto.com Visa "By CRO stake".

Side-by-Side Comparison

Specification

1inch Card

Crypto.com Visa

Conversion Fee

0.0%

0–2%

Cashback

—

Up to 5%

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

CRO, BTC, ETH +100

Regions

EU, Global

EU, US, Asia, Global

Card Type

Virtual

Physical

Instant Issue

Yes

Limits

Medium

By CRO stake

Category Breakdown

Fees

0.0% vs 0–2%

1inch Card

Cashback

Up to 5% vs —

Crypto.com Visa

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

4 regions vs 2

Crypto.com Visa

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

1inch Card

Cashback hunters

Up to 5% against —.

Crypto.com Visa

Privacy

Partial KYC versus Full.

1inch Card

Card needed today

Instant issuance, no shipping wait.

1inch Card

Travel

Physical card covering EU, US, Asia, Global.

Crypto.com Visa

Stablecoin holders

Settles directly from USDC, USDT, DAI.

1inch Card

High spenders

By CRO stake limits versus Medium.

Crypto.com Visa

1inch Card vs Crypto.com Visa: FAQ

Which is better, 1inch Card or Crypto.com Visa?

1inch Card. 1inch Card takes it 3–2. 1inch Card converts cheaper (0.0%); Crypto.com Visa pays more back (Up to 5%); 1inch Card needs less verification.

Is spending 1inch Card or Crypto.com Visa a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.

Can I hold both 1inch Card and Crypto.com Visa?

Yes. Many users keep 1inch Card for everyday spending because of its lower conversion cost and Crypto.com Visa for categories where its rewards apply.