1inch Card vs Coinbase Card: Full Comparison 2026

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Live pricesvia CoinGecko

USDT$0.9990▼ 0.05%

USDC$0.9996▼ 0.04%

Verdict

Winner: 1inch Card

1inch Card takes it 3–2. 1inch Card converts cheaper (0.0%); Coinbase Card pays more back (Up to 4%); 1inch Card needs less verification.

1inch Card vs Coinbase Card: the short version

1inch Card and Coinbase Card take noticeably different approaches to the same job: turning a crypto balance into a card payment. If you spend several thousand a month, 0.0% on 1inch Card against 2.49% on Coinbase Card is the single biggest number in this comparison. Coinbase Card leads on rewards with Up to 4%; read the tier conditions before treating that number as your real return. Onboarding is where they split hardest: 1inch Card gets you spending with a light check, while Coinbase Card runs full verification with the usual limits and reviews that come with it. 1inch Card only settles from stablecoins (USDC, USDT, DAI), while Coinbase Card also accepts 270+ coins — useful if you would rather not convert first. Both are usable across EU, so availability will not be the deciding factor there.

Key differences

1inch Card converts at 0.0% against 2.49% on Coinbase Card — a gap of about 2.49 percentage points, or roughly $24.90 on every $1,000 you spend.
Coinbase Card pays Up to 4% back while 1inch Card runs no rewards programme at all.
1inch Card asks for partial verification only, while Coinbase Card runs full KYC before the card is issued.
Coinbase Card is available across US, EU, UK; 1inch Card is limited to EU, Global.
1inch Card issues instantly, so you can pay the same day. Coinbase Card requires approval or shipping first.
1inch Card is virtual, Coinbase Card is virtual/physical — relevant if you need a plastic card for deposits, hotels or car rental.
Funding assets do not overlap: 1inch Card takes USDC, USDT, DAI, Coinbase Card takes 270+ coins.
Spending headroom differs: 1inch Card is rated "Medium", Coinbase Card "High".

Side-by-Side Comparison

Specification

1inch Card

Coinbase Card

Conversion Fee

0.0%

2.49%

Cashback

—

Up to 4%

KYC Required

Partial

Full

Supported Coins

USDC, USDT, DAI

270+ coins

Regions

EU, Global

US, EU, UK

Card Type

Virtual

Virtual/Physical

Instant Issue

Yes

Limits

Medium

High

Category Breakdown

Fees

0.0% vs 2.49%

1inch Card

Cashback

Up to 4% vs —

Coinbase Card

KYC / Privacy

Partial KYC vs Full KYC

1inch Card

Availability

3 regions vs 2

Coinbase Card

Which one fits your situation

Everyday spending

Lower conversion cost (0.0%) on every purchase.

1inch Card

Cashback hunters

Up to 4% against —.

Coinbase Card

Privacy

Partial KYC versus Full.

1inch Card

Card needed today

Instant issuance, no shipping wait.

1inch Card

Travel

Virtual/Physical card covering US, EU, UK.

Coinbase Card

Stablecoin holders

Settles directly from USDC, USDT, DAI.

1inch Card

LATAM residents

Only 1inch Card is available in LATAM.

1inch Card

High spenders

High limits versus Medium.

Coinbase Card

1inch Card vs Coinbase Card: FAQ

Which is better, 1inch Card or Coinbase Card?

1inch Card. 1inch Card takes it 3–2. 1inch Card converts cheaper (0.0%); Coinbase Card pays more back (Up to 4%); 1inch Card needs less verification.

Which has higher spending limits, 1inch Card or Coinbase Card?

1inch Card is rated "Medium" and Coinbase Card "High". Limits usually rise with verification level and account history.

Is spending 1inch Card or Coinbase Card a taxable event?

In most countries yes: paying with either card converts crypto to fiat, which is a disposal. The card you pick does not change that — see our guide on crypto card taxes.